More so than anything in my opinion, it's not as much the $ amount of little costs that add up... it's more of the behavior and habits that those instill. Those spending habits only increase and it's extremely difficult to break out of that.drill4oil78 said:Well said .... Personal responsibility + each person should set financial priorities in your life. Like I tell my kids, it is those little things you buy monthly that add up quickly and are a significant part of your spending that can be eliminated easily. Do you really need to spend $5+ at Starbucks 15-20+ days a month.oldarmy1 said:
True, but we should also say "If you haven't invested in yourself and are being reminded that it's up to you then please don't speak about those who did, and do."
I went without cable, drove a clunker, didn't dine out when money was needed to invest. I don't drink but I challenge anyone this Friday to go to your nearest grocery or convenience store and watch the number of obviously poor people grab cases of beer.
In this country 99.9% of anyone with financial struggles (exempting mentally ill) are self-inflicted or a choice. So choose wisely.