Regardless of your views on student loan forgiveness the Supreme court set a bad precedent here on standing. There was no standing for missouri.

Kagan summed it up;"Is there a person in America who thinks Missouri is here because it is worried about MOHELA's loss of loan-servicing fees? I would like to meet them."

It is established that MOHELA has standing and the other 6 states do not. Except that MOHELA didn't sue nor want to be part of this suit.

The Student Loan Case's Unwilling Participant - The American Prospect

You should not be able to sue on behalf of another entity, it's an absurd concept.

and no I don't care about the loans, Everyone I know and myself wouldn't qualify due to income anyway.

Aggrad08 said:

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Regardless of your views on student loan forgiveness the Supreme court set a bad precedent here on standing. There was no standing for missouri.

Kagan summed it up;"Is there a person in America who thinks Missouri is here because it is worried about MOHELA's loss of loan-servicing fees? I would like to meet them."

It is established that MOHELA has standing and the other 6 states do not. Except that MOHELA didn't sue nor want to be part of this suit.

The Student Loan Case's Unwilling Participant - The American Prospect

You should not be able to sue on behalf of another entity, it's an absurd concept.

and no I don't care about the loans, Everyone I know and myself wouldn't qualify due to income anyway.

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I need to read the opinion, but I'm concerned about this.

Oh my. That is delicious.

Ags2013 said:

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Beast of Burden said:

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Ags2013 said:

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Super cool to laugh at people who are struggling financially. I can afford to pay off my loans but a lot of people can't. People suck.

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Ags2013 said:

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Super cool to laugh at people who are struggling financially. I can afford to pay off my loans but a lot of people can't. People suck.

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You seem emotional. Why? Is it because you're having a hard time following along?

These people, who voluntarily signed their loan paperwork, expected OTHERS to pay for their lives. Now they're threatening violence because they didn't get their selfish way.

This isn't the thread to bleed on, super sport.

---

Not emotional at all. My wife and I have a plan to pay our $85k in debt off by end of year. Would I rather have $40k forgiven? Sure, but I'll be just fine.

I just think it's better and easier in life to be kind and empathetic then bitter and judgemental.

---

Sympatric to what? A group of people who took out loans...signed on the dotted line...somehow picked a major or something that didn't result in a high enough paying job to service said loan...and then asks others who sacrificed to pay it off?

Yeah...no sympathy.

What is this now about Biden's speech and the HS?

This **** is nothing but a tool for dems to gather votes.

They don't care one bit about people and their student loan debt. In the first video the girls talk about how biden has the power to do it... why hasnt he done it then?

Because once they cancel it they can't use it to gather votes anymore. It's better for them if they string this along and keep using it to make Republicans look bad.

We give money out to other countries for "humanitarian" crap and God know what else we are funding... hell, we've sent almost 200billion to ukraine in just the last couple of years.

We pay so damn much in taxes and there is no accountability for that money. If we cant lower the damn taxes I'd prefer we pay off part of student loans rather than giving it away to other countries (hell, sometimes our enemies including *iran* ffs).

Aggrad08 said:

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Regardless of your views on student loan forgiveness the Supreme court set a bad precedent here on standing. There was no standing for missouri.

Kagan summed it up;"Is there a person in America who thinks Missouri is here because it is worried about MOHELA's loss of loan-servicing fees? I would like to meet them."

It is established that MOHELA has standing and the other 6 states do not. Except that MOHELA didn't sue nor want to be part of this suit.

The Student Loan Case's Unwilling Participant - The American Prospect

You should not be able to sue on behalf of another entity, it's an absurd concept.

and no I don't care about the loans, Everyone I know and myself wouldn't qualify due to income anyway.

---

Disagree. The states are comprised of taxpayers. Every taxpayer in this country has standing.

Tired of this new left wing nonsense that the Federal government can do whatever the **** it wants and no one has standing, just like with the open border we have now. States dint have standing in that per the court even though every illegal resides in a damn state.

And if you really think the sets a bad precedent for the liberals when they get control, lmao. The constitution dies the moment they get control again. This is piss in the ocean.

Logos Stick said:

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Aggrad08 said:

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Regardless of your views on student loan forgiveness the Supreme court set a bad precedent here on standing. There was no standing for missouri.

Kagan summed it up;"Is there a person in America who thinks Missouri is here because it is worried about MOHELA's loss of loan-servicing fees? I would like to meet them."

It is established that MOHELA has standing and the other 6 states do not. Except that MOHELA didn't sue nor want to be part of this suit.

The Student Loan Case's Unwilling Participant - The American Prospect

You should not be able to sue on behalf of another entity, it's an absurd concept.

and no I don't care about the loans, Everyone I know and myself wouldn't qualify due to income anyway.

---

Disagree. The states are comprised of taxpayers. Every taxpayer in this country has standing.

---

Except that nonsense. And even the conservatives agreed that 6 states don't have standing.

But no, you do not have standing to sue the federal government for everything it does you don't like just because you pay taxes. that's not a workable system.

Quote:

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Tired of this new left wing nonsense that the Federal government can do whatever the **** it wants and no one has standing, just like with the open border we have now. States dint have standing in that per the court even though every illegal resides in a damn state.

---

yes, states didn't have standing there. There is a mechanism by which the populace can exert power in these instances. Suing the government for everything you don't like isn't it. This is the court going beyond it's bounds on extremely thin justification.

Standing is essential.

Ags2013 said:

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Beast of Burden said:

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Ags2013 said:

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Super cool to laugh at people who are struggling financially. I can afford to pay off my loans but a lot of people can't. People suck.

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Ags2013 said:

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Super cool to laugh at people who are struggling financially. I can afford to pay off my loans but a lot of people can't. People suck.

---

You seem emotional. Why? Is it because you're having a hard time following along?

These people, who voluntarily signed their loan paperwork, expected OTHERS to pay for their lives. Now they're threatening violence because they didn't get their selfish way.

This isn't the thread to bleed on, super sport.

---

Not emotional at all. My wife and I have a plan to pay our $85k in debt off by end of year. Would I rather have $40k forgiven? Sure, but I'll be just fine.

I just think it's better and easier in life to be kind and empathetic then bitter and judgemental.

---

I have zero reason to be empathetic to people who cry on social media in an agenda that would only add to inflation and absolve themselves of personal responsibility, which is what this country is supposed to be built upon and I greatly believe in. They are seeking attention and arguing for something that I greatly disagree with. The sap stories are also mostly over-dramatized BS. Very few of these stories are sad if you met these people in real life and knew their decisions and the actual details.

Ags2013 said:

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Beast of Burden said:

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Ags2013 said:

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Super cool to laugh at people who are struggling financially. I can afford to pay off my loans but a lot of people can't. People suck.

---

Ags2013 said:

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Super cool to laugh at people who are struggling financially. I can afford to pay off my loans but a lot of people can't. People suck.

---

You seem emotional. Why? Is it because you're having a hard time following along?

These people, who voluntarily signed their loan paperwork, expected OTHERS to pay for their lives. Now they're threatening violence because they didn't get their selfish way.

This isn't the thread to bleed on, super sport.

---

Not emotional at all. My wife and I have a plan to pay our $85k in debt off by end of year. Would I rather have $40k forgiven? Sure, but I'll be just fine.

I just think it's better and easier in life to be kind and empathetic then bitter and judgemental.

---

I just think it's better in life to understand that choices made could require paying the piper at some point, and not to EXPECT the empathy or kindness of people to bail out those in debt due to school loans.

If you say you are going to repay a loan, then by God, repay it. Don't make the taxpayers - who seem to be fewer and fewer by the day - pay for your decision(s). Wear it, own it, step up and take care of it.

We're not talking about a few hundred or a few thousand here expecting school loans to be wiped clean, but hundreds of thousands. That's insane, reprehensibly irresponsible, and allows for those who walked the walk on either not going into debt for school, working while in school, or who will pay off their school loans, to be bitter and judgemental.

I'll also note that while people should be accountable to their loans, this cuts both ways. I think every business that took out a PPP loan should have to pay it back.

GeorgiAg said:

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I took an emergency student loan for "utilities & rent" for a spring break trip I didn't tell my parents about at A&M.

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What, no tats, body piercings or iPhones?

Ags2013 said:

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I just think it's better and easier in life to be kind and empathetic then bitter and judgemental.

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So would I, but the lefties are the ones that for 30 years have been calling conservatives racist, privileged, draconian, mean-spirited, insensitive, fascists, and threats to democracy while showing videos of us supposedly pushing grandma off a cliff and saying we want to put black people back in chains. So F them.

Aggrad08 said:

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Logos Stick said:

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Aggrad08 said:

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Regardless of your views on student loan forgiveness the Supreme court set a bad precedent here on standing. There was no standing for missouri.

Kagan summed it up;"Is there a person in America who thinks Missouri is here because it is worried about MOHELA's loss of loan-servicing fees? I would like to meet them."

It is established that MOHELA has standing and the other 6 states do not. Except that MOHELA didn't sue nor want to be part of this suit.

The Student Loan Case's Unwilling Participant - The American Prospect

You should not be able to sue on behalf of another entity, it's an absurd concept.

and no I don't care about the loans, Everyone I know and myself wouldn't qualify due to income anyway.

---

Disagree. The states are comprised of taxpayers. Every taxpayer in this country has standing.

---

Except that nonsense. And even the conservatives agreed that 6 states don't have standing.

But no, you do not have standing to sue the federal government for everything it does you don't like just because you pay taxes. that's not a workable system.

Quote:

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Tired of this new left wing nonsense that the Federal government can do whatever the **** it wants and no one has standing, just like with the open border we have now. States dint have standing in that per the court even though every illegal resides in a damn state.

---

yes, states didn't have standing there. There is a mechanism by which the populace can exert power in these instances. Suing the government for everything you don't like isn't it. This is the court going beyond it's bounds on extremely thin justification.

Standing is essential.

---

Stop with the strawman arguments.

This is not suing because citizens don't like something. This is not like suing because the Congress spends taxpayer money on something we don't like. The citizens are having to bear the burden of this unlawful action and are harmed by it, presto standing.

Thank God we have conservative justices who understand the concept of standing, unlike you and Kagan.

Aggrad08 said:

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I'll also note that while people should be accountable to their loans, this cuts both ways. I think every business that took out a PPP loan should have to pay it back.

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That wasnt the ****ing legal agreement. Perhaps educate yourself before opining.

Aggrad08 said:

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I'll also note that while people should be accountable to their loans, this cuts both ways. I think every business that took out a PPP loan should have to pay it back.

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While I agree with you that the PPP was yet another stupid government handout that should have never been passed, it's too late for that. Those businesses relied on the representations of Congress and planned accordingly. You can't take that back and change the terms of the deal after the fact. (I mean, technically Congress could, but it would have many, many severe consequences and end up doing even more harm.)

My generation was the start of the problem. Student loans in the 90's were easy to get and payment options were very lenient. It took me nearly 10 years to pay back my $25K in student loans. It was a great feeling when I finally sent that last check. I knew when I signed them they had to be paid back. Everyone does and if you aren't smart enough to realize that only paying interest or less will never get them paid off, quite frankly, you're too dumb to attend college anyways, you need to go back to Jr. High.

Off the top of my head, I know 3 people I attended A&M with in the 90's that are still paying back their student loans 25 years later and aren't anywhere close to paying them off. They get deferments and pay the absolute minimum every chance they get. 2 are educators teaching my kids generation and I guarantee you they aren't teaching them the correct way to pay for your schooling. All 3 post on social media constantly about how much they owe and how unfair it is. I looked earlier and yep, all 3 are having a melt down today about the ruling. Funny thing is, I know 2 of them visit TexAgs regularly and are probably reading this.

In any case, this is my prediction. Hopefully student loan forgiveness dies and goes away. Hopefully we have enough responsible people left in this country that it never happens. That being said, people my age are already starting to die off. I go to more and more funerals every year for friends near my age. If all these people that are my age (45 to 55 years old) start dying off in greater numbers while still owing the same or more than they borrowed 25 to 35 years ago, if I'm not mistaken the banks can't collect on those loans from the estate. If that is the case, the banks are going to have to start absorbing those losses at increasingly higher rates and that along with already shaky loan portfolios is going to just add to a collapsing banking industry that is already having to be propped up by the government. Hold on to your seats boys and girls, loan forgiveness is going to happen the hard way once my generation and beyond start dying off.

captkirk said:

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Ol pepaw got them fools.

Logos Stick said:

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Aggrad08 said:

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Logos Stick said:

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Aggrad08 said:

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Regardless of your views on student loan forgiveness the Supreme court set a bad precedent here on standing. There was no standing for missouri.

Kagan summed it up;"Is there a person in America who thinks Missouri is here because it is worried about MOHELA's loss of loan-servicing fees? I would like to meet them."

It is established that MOHELA has standing and the other 6 states do not. Except that MOHELA didn't sue nor want to be part of this suit.

The Student Loan Case's Unwilling Participant - The American Prospect

You should not be able to sue on behalf of another entity, it's an absurd concept.

and no I don't care about the loans, Everyone I know and myself wouldn't qualify due to income anyway.

---

Disagree. The states are comprised of taxpayers. Every taxpayer in this country has standing.

---

Except that nonsense. And even the conservatives agreed that 6 states don't have standing.

But no, you do not have standing to sue the federal government for everything it does you don't like just because you pay taxes. that's not a workable system.

Quote:

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Tired of this new left wing nonsense that the Federal government can do whatever the **** it wants and no one has standing, just like with the open border we have now. States dint have standing in that per the court even though every illegal resides in a damn state.

---

yes, states didn't have standing there. There is a mechanism by which the populace can exert power in these instances. Suing the government for everything you don't like isn't it. This is the court going beyond it's bounds on extremely thin justification.

Standing is essential.

---

Stop with the strawman arguments.

This is not suing because citizens don't like something. This is not like suing because the Congress spends taxpayer money on something we don't like. The citizens are having to bear the burden of this unlawful action and are harmed by it, presto standing.

Thank God we have conservative justices who understand the concept of standing, unlike you and Kagan.

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The conservatives reject your notion that citizens have standing here. They stated that MOEHLA has standing, and the state sued on their behalf. They conservatives said missouri doesn't have standing on it's own. So your entire argument is both false and rejected by the conservative wing of the court. Also, MOEHLA claimed no harm and explicitly wanted no part in the suit.

Loans aren't always the devil, and the best solution isn't always to pay cash, even if you can afford to.

I'm working on my second Bachelor's degree right now. I can afford to pay cash, but I'm going to take out loans for it because the interest rate is lower than my anticipated returns for my investment portfolio. As long as the markets don't turn to absolute **** in the next couple of years, it will actually be cheaper for me to take out the loans than to take the money out of my portfolio. After I graduate, I'll look at paying them off in one lump sum.

I have never taken a loan to its full term before.

GeorgiAg said:

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Ouch!

Lives in a $1.1 million home, and net worth north of $1.5 and complains about a student loan she hasn’t paid off. Either she lying or she bad at managing money. https://t.co/qRi3dtQQ61

— Andrew Clements (@Aclements1371) June 30, 2023

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More on this one

This former congressional candidate complaining about her student loan debt made $450,000 last year, and has $50k+ in Bitcoin and many other assets. https://t.co/o9xkCXL4FO pic.twitter.com/Zla7qGwLpy

— Chuck Ross (@ChuckRossDC) June 30, 2023

NASAg03 said:

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Woah is me!!!!

I left college in 2004 with $26k in debt, $10k of which was on a credit card at 25% interest rate. I also bought a new truck that cost $32k with $500/mo payments. Yeah, I came from a family that was horrible at managing money and didn't know how, and made bad mistakes.

I wasn't making progress (and didn't even realize it) until I felt the wrath of God in guilt when Katrina hit because I had no backup plan. My eyes were opened.

In 2005 I sold my new truck, bought a used car for $5k, got a crappy 2bed/2bath apartment with my cousin, consolidated my high-interest rate debt at 10% interest, and paid it all off in 9 years. And I kept living cheap and poor until I paid it all off.

Not only that, I started a 401k and had $200k invested until covid hit, and I'm preparing to buy a house.

All their stories are garbage and lies. You make sacrifices to get out of debt. You feel the pain then do something about it.

---

When my ex and I separated, we had two houses with two mortgages. (We were supposed to sell one but that became part of the problem.) She was terrible with finances. I had two mortgages, utilities, maxed out credit cards, max out line of credit. (That woman could spend some money.) She basically quit working and I was paying ALL of it. I was in an 1886 Victorian house with barely any furniture and no washer/dryer. Even though I was making a 6 figure income, I was barely scraping by because of all the debt service. I was a partner at a law firm but had to do my freaking laundry at a laundromat. I refused to take on any more debt until I could get out of that mess.

Finally got rid of her, sold both houses (I had to pay a buyer $10k under the table to meet my ex-wife's ridiculous asking price), moved to a cheap ass apartment, paid off the credit cards and line of credit in a year. Zero debt. I put all the 16 months of alimony I had to pay in a separate account and set it on auto pay so I wouldn't have to even think about it. I lived like a church mouse and drank $1 Natty lite on tap at the local college bar. I've since saved up more than triple what she stole from my 401k during the divorce. It's about living within your means and living WAY below your means if you want to pay off debt quickly. Also, it's about paying off or refinancing the high interest stuff.

I live in a decent house now with my GF who grew up very poor in a trailer but is now a nurse partitioner. Still saving up money because neither me nor my GF make dumb financial decisions or live above our means.

The looters are angry today.

GeorgiAg said:

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NASAg03 said:

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Woah is me!!!!

I left college in 2004 with $26k in debt, $10k of which was on a credit card at 25% interest rate. I also bought a new truck that cost $32k with $500/mo payments. Yeah, I came from a family that was horrible at managing money and didn't know how, and made bad mistakes.

I wasn't making progress (and didn't even realize it) until I felt the wrath of God in guilt when Katrina hit because I had no backup plan. My eyes were opened.

In 2005 I sold my new truck, bought a used car for $5k, got a crappy 2bed/2bath apartment with my cousin, consolidated my high-interest rate debt at 10% interest, and paid it all off in 9 years. And I kept living cheap and poor until I paid it all off.

Not only that, I started a 401k and had $200k invested until covid hit, and I'm preparing to buy a house.

All their stories are garbage and lies. You make sacrifices to get out of debt. You feel the pain then do something about it.

---

When my ex and I separated, we had two houses with two mortgages. (We were supposed to sell one but that became part of the problem.) She was terrible with finances. I had two mortgages, utilities, maxed out credit cards, max out line of credit. (That woman could spend some money.) She basically quit working and I was paying ALL of it. I was in an 1886 Victorian house with barely any furniture and no washer/dryer. Even though I was making a 6 figure income, I was barely scraping by because of all the debt service. I was a partner at a law firm but had to do my freaking laundry at a laundromat. I refused to take on any more debt until I could get out of that mess.

Finally got rid of her, sold both houses (I had to pay a buyer $10k under the table to meet my ex-wife's ridiculous asking price), moved to a cheap ass apartment, paid off the credit cards and line of credit in a year. Zero debt. I put all the 16 months of alimony I had to pay in a separate account and set it on auto pay so I wouldn't have to even think about it. I lived like a church mouse and drank $1 Natty lite on tap at the local college bar. I've since saved up more than triple what she stole from my 401k during the divorce. It's about living within your means and living WAY below your means if you want to pay off debt quickly. Also, it's about paying off or refinancing the high interest stuff.

I live in a decent house now with my GF who grew up very poor in a trailer but is now a nurse partitioner. Still saving up money because neither me nor my GF make dumb financial decisions or live above our means.

---

Question. What does your girlfriend do with the nurses after she partitions them? And does she have any "sexy nurse" spare parts?

Seriously, though, nice job. Dave Ramsey would be proud of you.

lol. spellcheck didn't catch that one.

Quote:

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Finally got rid of her, sold both houses (I had to pay a buyer $10k under the table to meet my ex-wife's ridiculous asking price),

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Jesus christ. Godspeed to you on that brother.

Do these mouth breathers realize this wasn't a problem until the Feds TOOK CONTROL of student loans?

Please Gov save me from the problem you created. You are our only hope.

Quote:

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Kagan summed it up;"Is there a person in America who thinks Missouri is here because it is worried about MOHELA's loss of loan-servicing fees? I would like to meet them."

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Some of her other mental gymnastics:

Quote:

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The HEROES Act, as Congress designed it, would give him the identical power to address similar terrorist attacks in the future. So imagine the horrific. A terrorist organization sets off a dirty bomb in Chicago. Beyond causing deaths, the incident leads millions of residents (including many with student loans) to flee the city to escape the radiation. They must find new housing, probably new jobs. And still their student-loan bills are coming due every month. To prevent widespread loan delinquencies and defaults, the Secretary wants to discharge $10,000 for the class of affected borrowers. Is that legal? Of course it is; it is exactly what Congress provided for.

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Good grief.

HumbleAg04 said:

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Do these mouth breathers realize this wasn't a problem until the Feds TOOK CONTROL of student loans?

Please Gov save me from the problem you created. You are our only hope.

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They do not. Just like they don't realize the 2007 housing crisis was a direct result of the federal government backstopping federal housing loans, that health insurance is the direct result government involvement in the insurance and health-care markets, or that 8%+ inflation was a direct result the government's covid policies.

Get a load of this gem

In 2012, I graduated from Fordham Law School with $180,000 is student loan debt.

I’ve been paying loans for 11 years. Even paid two of them off completely.

In 2023, my balance is $206,000.

— Alessandra Biaggi (@Biaggi4NY) June 30, 2023

These tweets are funny, but I encourage everybody to read Gorsuch's opinion. He's a clever and concise writer. The conservatives have always pulled responsible adults into the fold, or people who finally become responsible, through well measured and rationale policies. The dreamy, utopian world view of young progressives eventually clashes with reality and that's were conservative policies shine.

Read the opinion (Here), so you can rebut these people with sound critiques. Gorsuch lays out the hypocrisy in Sotomayer's dissent and explains how she argues against her own point. Memes may win the day, but well-reasoned argument wins the war.

Must not be a good lawyer

Yes, poor baby.

Cry me a river 👇 pic.twitter.com/OsiwHRFNIK

— Vince Langman (@LangmanVince) June 30, 2023

If you take a step back and look at the implications of a unilateral decision from the executive branch to be able to "forgive" private debt for millions of citizens in the amount of billions of dollars is absolutely insane. I don't really care if Missouri didn't agree to be a part of the suit. The power of the executive office has grown totally out of control the past 25 years. To me, this is just a small step in the right direction to put the checks and balances back in place. Checks and balances of the 3 branches of government should be a feature, not a bug. As a functioning republic, we need to get back to that.

You'd literally have to be a complete moron to vote DEM at this point, almost none of the things they promise these idiots in their election campaigns happens..

No student loan bailout, no citizenship for dreamers, no major gun control, lose more abortion rights than ever before, wide open border with no real solutions, etc. They will just keep falling for the Grift of these whack jobs though...