In the "what's your number" thread regarding your target dollar amount for retirement some mentioned semi retiring meaning we stop working our higher stress and higher pay jobs, and do something simpler while we let our retirement funds grow, even if we aren't putting anything into them.

What's that job for you, for those who figured it out?

What made me think of it to begin with is my stepdaughter makes around $18 / hr delivering
pizza. Call it 36K a year

That also happens to be about how much I'd need to pay my slice of the mortgage, electricy...etc while my 401K continues to grow.

So what's your semi retired job or jobs you've heard of and what they pay. What are you eyeballing?

Rent houses for me. Typically spend about 2 hours per month per house on management and doing some repairs myself.

I haven't cranked the numbers lately, but I was getting about $500/ month net income for every $100k in equity. Or 6% income to spend. Then you have appreciation on top of that to keep up with inflation.

I treat my tenants like my customers and tend to have very low drama/ turnover.

Great thread. I'm 41, single, no kids, NW around $1.5MM. My job will be phased out in 4 years due to gov policies and company direction. Once that day comes, I plan on taking any severance, renting out my house and taking 2 years to travel the world. Or I will sell it if the price is right, I really don't want the headache and it would probably be tax beneficial to sell it.

As far as the next step? I think about it so much. My job has always been high stress and high pay. I have never had a job I was not on call 24/7 and I cannot remember the last time I went more than 3 nights without a late night operations phone call. I recently finished my TEFL (teach English as foreign language). It has always been a dream to live in a foreign country for a year and teach kids. While it isn't glamorous or pay is minimal, it is about the experience. Part of me wants to learn a new skill so that I can maybe start something online as I travel or work part time as a consultant, but nothing comes to mind yet. I just cant find anything that I am really interested in that fits the bill. I think that once I set out on this adventure, God will put me in the right place at the right time and I will find a new calling. That has summed up my career to this point and I have faith he will show me the way.

I grew up poor and live cheap as it is, so I don't need a lot to live. My Dad worked till he was 66 and is now 71 and can barely move and wont get to spend any of his retirement doing things he loves. He lives vicariously through me and my current travels and experiences. It is a happy moment for each of us to discuss travel and things we have done together or I am embarking on. He should have walked away at 62 like he planned, but he was so loyal to the company. I live life about the experiences and not for the next dime in my pocket. I am totally okay with living a more meager lifestyle doing what I want and how I want, than being a slave to a corporation then having a few miserable years in my 60s.

You guys that are single with no kids are cheating the system.

South Platte said:

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You guys that are single with no kids are cheating the system.

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Lol yeah. We got it in gear a few years ago with my wife and I both having pretty solid careers. Then baby #1 came. Then she quit working. Then baby #2 came. I've watched all my investment contributions stop over the last year. Just gotta make it a few years and then the kids go to school and wife goes back to work, with all her income going into the market.

A very expensive handy man business.

curious how you're planning to double a portfolio within a year

SouthAustinAgSwag said:

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4. 350k+ in HSA

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did your HSA allow crypto options plays or how does this happen

I make sure people don't get taken advantage of in real estate transactions, and I split my commission with them at closing. And I get to meet, help, and know a lot of good Ags doing it.

I've thought about this A LOT and started planning/taking action about 5 years ago.

Wife and I bought a place in Park City, UT very close to Deer Valley about a year ago. I'll retire from the grind in the summer of 2028 at age 57 and be a part-time mountain guide of some sort (ski/mountain bike instructor, etc) at Deer Valley Resort. Mostly for the social interaction, active lifestyle and ski + mountain bike lift perks. No idea what the pay is, and really don't care. I've been visiting Park City, UT at least 4 times a year since 2010.

Goal is to be as physically, mentally, and socially active as possible in my late 50s til ~80 years old. I've gotten to know a few folks in their mid 70s that has taught me a lot.

Goal is to work about 10 more years, then work the gun counter at Scheels for awhile, spend all of my retirement on new guns with the sweet discount, then go back to work as a consultant and die in my office chair.

So, we've partially completed our plan. I'm 50 and retired from corporate at 47. I did some independent consulting for the first 6-8 months of being retired. Didn't really enjoy it so then just gardened, did some volunteer work, and generally sabbaticaled for the next 18 months. The plan was for me to find something less corporate to do and for us to move out of Dallas and get debt free.

We accomplished the latter and now live on the coast. However, I ended up taking a ground floor job at a startup to help owner build a platform for his new company. Not very stress free but I've learned a ton and the upside is enormous. My compensation is actually less than it was which is offset by the fact that there are just a handful of us, no HR, and no corporate bull***** So, while you might be thinking you will go work at Home Depot and sidle off into the sun you never know what might be thrown your way. This deal came out of nowhere and it was interesting enough that I decided to go ahead and jump on it even though I knew it wasn't going to be the stress-free Home Depot job.

Wife has also since retired at 47 and is slowly working on her own LLC to consult in her area of expertise. Our life has utterly changed from corporate rat race in Dallas to quite a slow and quiet existence on the coast. Just kind of wild because it all happened in matter of about 2 years.

Which coast?