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Last: 8 min ago by bmoochie
Interesting discussion tonight. Fair warning at the start: Probably TMI to follow.
I have a BS and DVM from TAMU. Zero student loans. I paid for most of it by working my tail off summers, Christmas break and spring break, as well as saving from the time I was a freshman in high school. I also lived off of Kroger brand 3 for a $1 yogurt for breakfast, 3 for a $1 chicken pot pies and 4 for $1 macaroni and cheese. When I started my 3rd year of vet school, mom and dad paid for most since I was in school from that time until I graduated, which wasn't too hard since the first 4 years they had paid for little of it.
The 24 year old daughter I mentioned earlier today always dreamed of being a vet as well. She started down that path, even though I recommended to her as a sophomore in high school that it had changed and other professions looked better. After a couple of years, she got married and blessed me with a couple of granddaughters. She also started a clothing boutique. It is online and she goes to rodeos, since it is mainly western clothing and jewelry. She hasn't given up on vet school yet, but I think she sees peers that are now in vet school with greater than $200,000 in debt that will probably be making about the same as she is when they graduate. Except she will have a family, no student debt and own her own business.
Back in my day (Class of '85) it was an easy decision to choose to go to college. I am not so sure it is such an easy decision today.
I have a BS and DVM from TAMU. Zero student loans. I paid for most of it by working my tail off summers, Christmas break and spring break, as well as saving from the time I was a freshman in high school. I also lived off of Kroger brand 3 for a $1 yogurt for breakfast, 3 for a $1 chicken pot pies and 4 for $1 macaroni and cheese. When I started my 3rd year of vet school, mom and dad paid for most since I was in school from that time until I graduated, which wasn't too hard since the first 4 years they had paid for little of it.
The 24 year old daughter I mentioned earlier today always dreamed of being a vet as well. She started down that path, even though I recommended to her as a sophomore in high school that it had changed and other professions looked better. After a couple of years, she got married and blessed me with a couple of granddaughters. She also started a clothing boutique. It is online and she goes to rodeos, since it is mainly western clothing and jewelry. She hasn't given up on vet school yet, but I think she sees peers that are now in vet school with greater than $200,000 in debt that will probably be making about the same as she is when they graduate. Except she will have a family, no student debt and own her own business.
Back in my day (Class of '85) it was an easy decision to choose to go to college. I am not so sure it is such an easy decision today.
Look. What. You. Started......
Why can't you just sit here, reply to yourself, make wise cracks, and pick a decent stock once in awhile?
Stop sending these Ags down the rabbit hole, dingbat!!
Why can't you just sit here, reply to yourself, make wise cracks, and pick a decent stock once in awhile?
Stop sending these Ags down the rabbit hole, dingbat!!
***If this post is on Business and Investing, take it with a grain of salt. I am wrong way more than I am right (but I am less wrong than I used to be) and if you follow me you will be too.***
B&I Key:
ETH - Extended Trading Hours --- RTH - Regular Trading Hours
ORH - Opening Range (1st 30min) High --- ORL - Opening Range Low
R1, R2, R3 - Resistance 1, 2, or 3 --- S1, S2, S3 - Support 1, 2 or 3
B&I Key:
ETH - Extended Trading Hours --- RTH - Regular Trading Hours
ORH - Opening Range (1st 30min) High --- ORL - Opening Range Low
R1, R2, R3 - Resistance 1, 2, or 3 --- S1, S2, S3 - Support 1, 2 or 3
Once they start producing grandbabies, they move in front of boats.FbgTxAg said:
For a thread full of savvy investors, seems to be an awful lot of folks making babies. As far as I can tell, they're terrible investments - right below boats as far as ROI.
Did you know Dr. Hoffman in vet school? I believe that was his name iirc.
i need some new buy and hold plays, send em
Doesn't ring a bell, but it has been a few years. What did he teach?Prognightmare said:
Did you know Dr. Hoffman in vet school? I believe that was his name iirc.
I may not be remembering his name correctly, but I had him for dog anatomy class one summer ('94 I think). It was required for bio-med and he taught it. He was the coolest prof I had at A&M.
as noted above: twin 4 year olds and also a very very proud owner of an 18 year old name brand water ski boat.FbgTxAg said:
For a thread full of savvy investors, seems to be an awful lot of folks making babies. As far as I can tell, they're terrible investments - right below boats as far as ROI.
pics of the boat
damn ragoo you just went up in my book
Did you name her "ROKU"?Ragoo said:
The anatomy class I had in undergrad was comparative anatomy by Michael Shively. That was in '83. I was gone by '88 so likely someone I never had.Prognightmare said:
I may not be remembering his name correctly, but I had him for dog anatomy class one summer ('94 I think). It was required for bio-med and he taught it. He was the coolest prof I had at A&M.
Ragoo said:
Nice boat! Riding on the water in so much fun. I love me some wake skating.
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worth the WaitePrognightmare said:Did you name her "ROKU"?Ragoo said:
There has been a boat in my life since I was 5. I've wanted a boat of my own since I left home. I wanted a boat after we got married. I wanted a saltwater skiff but I never felt right allocating the capital. Then we had kids and my focus shifted from wanting to fish solo to doing family activities. Helps I love waterskiing too.
Edit: Waite is my last name
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OutlawAG04 said:
Sign me up for that trip haha!
I'm in.
AgEng06 said:
I assume if he wants something else he can pay for it himself.
Agree. That's how these kids end up with lesbian dance majors and get mad that there are no jobs that teach lesbian dance. You have to find their interests and guide them while also telling them what you will pay for.
spud1910 said:The anatomy class I had in undergrad was comparative anatomy by Michael Shively. That was in '83. I was gone by '88 so likely someone I never had.Prognightmare said:
I may not be remembering his name correctly, but I had him for dog anatomy class one summer ('94 I think). It was required for bio-med and he taught it. He was the coolest prof I had at A&M.
Which one of your classmates did Shively hook up with?
Not sure. Most didn't seem particularly fond of him.
You get what you pay for I supposeMcInnis 03 said:
And btw, stop worrying about paying for higher education..it'll be free by the time my kids get there.
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Trump 2024
My Pronouns Ultra and MAGA
Trump 2024
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AG
spud1910 said:
I also lived off of Kroger brand 3 for a $1 yogurt for breakfast, 3 for a $1 chicken pot pies and 4 for $1 macaroni and cheese.
My roommate and i used to play "what's the lowest you can get your average price per item on the grocery bill" in college. Lot of totinos, tortillas, baked potatoes, did a big crock pot of pintos every week. Splurge each week was a pack of top sirloins and a case of busch light. We lived in a basement apartment in a buddys parents house and i believe it was $350/mo (99-01). Knew a few kids who lived in the high end apartment complexes, drove new cars, ate out a lot, never understood how. Shocking to hear that's more the norm these days
Sweet boat ragoo. Have a buddy that is an aficionado of 10-20 year old high end waterski/wakeboard boats. Flips one or two a year and I'm sure he's well past "net free" on his current Malibu
Does anyone who uses Fidelity know if you can transfer stocks in a Roth to a second Roth that you have set up in Fidelity?
I want to move net free shares over to one account to reduce clutter on my list of stocks that I trade.
I want to move net free shares over to one account to reduce clutter on my list of stocks that I trade.
All good points. Americans (and westerners in general) are very short sighted. We don't think tactically, we think in terms of 4 year cycles.
Single issue with government paid-for higher education is it doesn't address the problem that got us here: Overpaid university administration and staff. If we (tax payers) pay for higher education we will be bankrupted by ourselves. Even if we focus the government funds to STEM (Not STEAM BS, whatever that is) we will still be bankrupted.
As a IR/NS professional I completely agree we must nationally mobilize our STEM capacity and capability, but our short sighted politics will screw it up. Remember, government saying they will guarantee massive higher ed loans is what enabled run away tuition and fees.
"As long as someone else is laying, why do I care?" "That's a future me problem."
Now, how do I become better at making swing trades in the shirt term?
Single issue with government paid-for higher education is it doesn't address the problem that got us here: Overpaid university administration and staff. If we (tax payers) pay for higher education we will be bankrupted by ourselves. Even if we focus the government funds to STEM (Not STEAM BS, whatever that is) we will still be bankrupted.
As a IR/NS professional I completely agree we must nationally mobilize our STEM capacity and capability, but our short sighted politics will screw it up. Remember, government saying they will guarantee massive higher ed loans is what enabled run away tuition and fees.
"As long as someone else is laying, why do I care?" "That's a future me problem."
Now, how do I become better at making swing trades in the shirt term?
D2F1D0 said:
All good points. Americans (and westerners in general) are very short sighted. We don't think tactically, we think in terms of 4 year cycles.
Single issue with government paid-for higher education is it doesn't address the problem that got us here: Overpaid university administration and staff. If we (tax payers) pay for higher education we will be bankrupted by ourselves. Even if we focus the government funds to STEM (Not STEAM BS, whatever that is) we will still be bankrupted.
As a IR/NS professional I completely agree we must nationally mobilize our STEM capacity and capability, but our short sighted politics will screw it up. Remember, government saying they will guarantee massive higher ed loans is what enabled run away tuition and fees.
"As long as someone else is laying, why do I care?" "That's a future me problem."
Now, how do I become better at making swing trades in the shirt term?
I'd like to know how to become better at swing trades in the pants term. But that's just me.
Shirts and pants are optional when trading.
I know this is not the topic of the thread but:
Does anyone in here own rental properties? I'm trying to decide if I should rent vs sell my place.. And would like to discuss this topic with someone who trades stock, to get their thoughts. Most of my contacts and friends who own rentals do not actively trade or invest in stocks, so I am unable to have an unbiased discussion
Does anyone in here own rental properties? I'm trying to decide if I should rent vs sell my place.. And would like to discuss this topic with someone who trades stock, to get their thoughts. Most of my contacts and friends who own rentals do not actively trade or invest in stocks, so I am unable to have an unbiased discussion
If I had it paid off, I would rent, if not, I would sell. The RE market has outstripped the rental market, and it's much harder to find people willing to rent for 1% of property value, especially in the cities in Texas. Not to mention all the pandemic craziness designed to screw over landlords.
I dabble in an Real estate investment fund. That way, somebody more experienced than me can worry about all the difficult things that come with being a landlord.
I dabble in an Real estate investment fund. That way, somebody more experienced than me can worry about all the difficult things that come with being a landlord.
Hey, no shirt no shoes no service! And I wants service!
I'd like to blame autocorrect, but my Texican and Denglish gets me more often.
I'd like to blame autocorrect, but my Texican and Denglish gets me more often.
Which REIT?
Holy ***** Log in and see 150 posts since Friday night and come to find out no one had anything going on Saturday except talking about paying for college. I thought something for sure must have happened that would have an impact on the market.
Saturday was almost as busy as a weekday.
Saturday was almost as busy as a weekday.
I do Fundrise and have been pretty pleased with it. It's a mobile app, managed 9% returns over the past 2 years. Never tried pulling money out of it, but I hear that process can take a while.
Touchless said:
Holy ***** Log in and see 150 posts since Friday night and come to find out no one had anything going on Saturday except talking about paying for college. I thought something for sure must have happened that would have an impact on the market.
Saturday was almost as busy as a weekday.
Glad I skipped all those posts
Interesting conversation with the wife the last few days and wanted to hear opinions from the group here.
We have money in two different investing strategies at this time - a retirement account that I don't manage and my active trading account where I tend to take significantly more risk than our account under advisory. I'm thinking about taking one of our three "savings" accounts and putting ~$40k into covered calls with the intent of growing the funds for purchase of our second home.
My first instinct was something like AAPL where the expected growth along the way will gradually increase the value of my underlying but the premiums are seemingly pretty meh. Looking at something like SNDL which I have zero faith in as a company but gets pumped ridiculously anytime weed gets good news also returns significantly higher premium. So upside is obviously higher but the underlying is also a poorly run company that I don't fundamentally believe in.
Timeline would be 12-24 months. Where would you look to employ the cash with the trading environment we are in now? Doesn't have to be either AAPL or SNDL.
We have money in two different investing strategies at this time - a retirement account that I don't manage and my active trading account where I tend to take significantly more risk than our account under advisory. I'm thinking about taking one of our three "savings" accounts and putting ~$40k into covered calls with the intent of growing the funds for purchase of our second home.
My first instinct was something like AAPL where the expected growth along the way will gradually increase the value of my underlying but the premiums are seemingly pretty meh. Looking at something like SNDL which I have zero faith in as a company but gets pumped ridiculously anytime weed gets good news also returns significantly higher premium. So upside is obviously higher but the underlying is also a poorly run company that I don't fundamentally believe in.
Timeline would be 12-24 months. Where would you look to employ the cash with the trading environment we are in now? Doesn't have to be either AAPL or SNDL.
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