I'm asking this question here, been lerking on this thread for awhile, and don't want to hear the minions in the forum. I have a pretty large some of money sitting in cash(low 6 dig) it's in my wife's retirement account. (Frustrating that's its been in cash, but that's a story for another day). Anyhow, with this pull back, I want her to get the money back into the market, and was thinking index funds. Was thinking 25%+ today, then watching how thing shake out and try and get the majority in this year?? It's a long story of why it's been sitting in cash that is for another conversation . I know this thread has been more about trading but there seems to be some respectable folks with good advise here.