Is mfg spend dead ?

I do. SW and Delta are my go to for air. Hilton and Marriott for hotel. Hilton is a great status match credit card. Wyndham matched Hilton. Caesars matched Wyndham. Most casino hotels match Caesars.

I try to post status matches here:
https://www.gobooktrips.com/BlogPosts/

If those don't work let me know. If you have others I will add them.

I just applied the wife for a new card, united quest (100k points), and the 'verifying your info' tile is basically lagging out, it's just been spinning for several minutes with no refresh.

I logged into the acct and clicked application status, and nothing is there. This ever happen to anyone? Not sure what to do, close the screen and try again?


She has excellent credit and hasn't had a new card signup in over 2 years, so no reason why she should be denied.

update, well I just closed the screen.

Decided to apply for myself, and it was approved immediately.

Guess I'll wait to do hers. Does anyone know how to find out when these offers expire? It seems like sometimes I see an expiration date, but can't find one for this.

https://creditcards.chase.com/travel-credit-cards/united/united-quest

https://creditcards.chase.com/a1/21Q3/sapphirepreferred/comparelp/onecta?CELL=6H8X&AFFID=pngc6t7Ewoo-QtJOleonUfp7xaBwWv.99A&pvid=77937cf7539a4d23b6bae3541b0633ba&jp_cmp=cc/923268/aff/3-10003870/na


Good deal? Good card?

May want to look up on the points guy. They seem to have good write ups

El Chupacabra said:

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https://creditcards.chase.com/a1/21Q3/sapphirepreferred/comparelp/onecta?CELL=6H8X&AFFID=pngc6t7Ewoo-QtJOleonUfp7xaBwWv.99A&pvid=77937cf7539a4d23b6bae3541b0633ba&jp_cmp=cc/923268/aff/3-10003870/na


Good deal? Good card?

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Yes, 100% sign up ASAP. 100k bonus is the highest bonus they've ever had, and might never happen again. Anytime a card has a 100k bonus then jump on it. It's like the holy grail of sign up bonuses lol. It's a really good deal considering the low $95 annual fee, compared to the reserve or the Amex platinums annual fee.

The sapphire preferred is considered one of the best travel cards out there in the market, since you can transfer ultimate rewards points to a variety of airlines and hotels. They're one of the few cards that offers points transfers to United miles, which is great if you live in Houston and fly out of IAH.

Absolutely! Best deal out there, imo.

Let me know if you would like to apply and I will email you a referral link.

Will having another Chase card (United) impact my approval?

can you transfer points to AA?

My 4 year clock for the sapphire is coming up in the next couple months. What's the procedure to get another one? Do I downgrade or change my existing one to a freedom or something and just reapply?

El Chupacabra said:

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Will having another Chase card (United) impact my approval?

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Probably not as long as you are under Chase 5/24 rule.

Hincemm said:

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can you transfer points to AA?

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You cant transfer Chase United Rewards (UR) points directly to AA. But you can transfer UR points to British Airways, which is a partner of AA, and book AA flights using British Airways miles on their travel portal.

https://awardwallet.com/blog/how-can-i-book-american-airlines-flights-with-british-airways-avios/

This is true but finding AA flights with availability via Avios is very spotty at best.

Citi has a "temporary" partnership that allows transfers to AA. If it becomes permanent I may have to make room in my wallet for a Citi card. Being in D/FW, AA is really nice to have options with. Alternatively could get an AA branded card but those aren't as useful imo.

GarlandAg2012 said:

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This is true but finding AA flights with availability via Avios is very spotty at best.

Citi has a "temporary" partnership that allows transfers to AA. If it becomes permanent I may have to make room in my wallet for a Citi card. Being in D/FW, AA is really nice to have options with. Alternatively could get an AA branded card but those aren't as useful imo.

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Agreed, I use AMEX points to transfer to avianca miles, then use avianca miles to book United flights. Sometimes they have a lot of United options, sometimes they don't. It can be a pain but ive gotten some good business class deals.

i'm about to apply for the chase sapphire if someone wants the referral.

edit: got it. thx

I will refer you, link sent.
Thanks

What recs do y'all have on what card I should pick up? About to make a $5,000 purchase so I want to maximize sign-up bonuses. The cards I currently have are:


American Express Blue Cash
CapitalOne VentureOne
Chase Marriott Bonvoy
Chase Sapphire
Chase Southwest Rapid Rewards
Citi AAdvantage
Citi Double Cash


I have not hit the Chase 5/24 limit yet. I also prefer anything where I can cancel the card in a year if it has an annual fee or I'll keep it if the annual fee is justified by the rewards (e.g., Marriott Bonvoy gives a 1-night stay each year which is worth more than the $95 annual fee).

Just got a notice that the IHG card has a great sign-up bonus but I'm not fully convinced that's the best one for me.

Maybe amex gold? $4k spend for 60k points

Do you have any business cards?

If not, that could be a good option to increase your Chase points balance.

On the personal card front, the CapitalOne Venture X and Citi Premier have high sign up bonuses.

capOne has def started to up their CC game

My wife just got the venture x card. Like the benefits. Didn't suggest it since I don't know if you can have multiple venture cards

I signed up for United club card and I hit $5k spend before 2nd statement closed, and nothing has posted yet a few days in.. Kinda weird, I've always experienced it showing up right away.

Anyone ever have a delay on this?

This may be a stupid question, but are points accrued on these cards for paying your monthly mortgage with them etc? I don't do a lot with credit cards, but probably should for better bonuses.

Aggieangler93 said:

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This may be a stupid question, but are points accrued on these cards for paying your monthly mortgage with them etc? I don't do a lot with credit cards, but probably should for better bonuses.

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you'll be hard pressed to pay your mortgage without a fee.. so don't use it for that.

But to answer your question, I think you're asking are you getting points on everyday purchases?? If that is your question, then of course, yes, that is the only way to accrue points (other than bonuses and referrals).

Many cards are 1:1 ($1 spent is 1 point), though our amex marriott is 2:1, and many cards have different categories (restaurants, gas, groceries etc) where they can be more than 1:1, and typically a branded card like marriott or united, you will get 6, 8 sometimes 10 points for every $1 spent directly with those companies.

I usually don't chase credit card offers but the Marriott Boundless offer is looking tempting (5 free 50K point nights after $5K spend). We already have a Bonvoy Amex so this would be an earn it and dump it card; have never done that before but I guess there is a first time for everything.

Max value of 250,000 points for $100; that is easily their best offer ever. It's usually 50-60k, sometimes 80-100k with a second spending tier. ($10k in 12 months for example)

Of course it's specifically a free night and not a point bonus, so you might end up using it for some 25k point redemption, in which case your value is not being maximized.

But with 2:1 regular spending, and 3:1 for gas/dining/grocery up to $6k, that is 18k plus say another 40k-50k in regular spending, plus the annual free night award up to 35k, that is ~100k points a year, easily worth the $95 annual fee.

17:1 for marriott spend.. that's probably untouchable by any other card.

I've always been a Hilton guy but this offer was too good to pass up. We are looking to use the card over the next few months. Pretty hard deal to pass up.

Can you get the AMEX too and earn the bonus points?

So regarding this Marriott card…if you are given five 50000 nights as a bonus, but want to stay at a place that is more than 50,000 pts, is there a way you can and maybe pay some sort of difference? Or are you just out of luck and need to choose a different place that is 50,000 pts or less?

Anyone have a link for referral for Marriott Boundless? Is Chase Sapphire 100k offer still out there?

BucketofBalls99 said:

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So regarding this Marriott card…if you are given five 50000 nights as a bonus, but want to stay at a place that is more than 50,000 pts, is there a way you can and maybe pay some sort of difference? Or are you just out of luck and need to choose a different place that is 50,000 pts or less?

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I believe you can "top off" with 15K points per night. I'm not sure if you can pay the difference in cash and am hoping to find this out as well.

wildmen - what do you mean by "top off"? Like you can purchase an additional 15000 at the time you want to book your room to add to the original 50000?

So...Apparently Amex wants me to have lots of their Platinum Business cards.

I got one about 3 years ago. Then, right at the beginning of the year they sent me a preapproved offer for another one with 150K MR points and NO lifetime language.

I got it and after the spend, boom. 150K points hit my account.

Then, Friday, I got ANOTHER offer of 150K with no lifetime language. Applied and I now have THREE Amex Business Platinum cards.

The 150K MR points make it worth the deal - plus I can use a number of the free things they give you to lower the overall cost of the annual fee.

I'll be cancelling them next year, but why not take the free money now...

Speaking of AMEX, coming up will be the first time we have to pay the increased yearly fee (Personal Platinum). I don't think the benefits are worth $700 so we'll probably be cancelling.

Thoughts on if we should drop to Gold, a free card, or Hilton? Also debating if we want to add a new card to replace the Platinum.

Mainly fly United, stay in Hilton Hotels. Used to travel a lot, but that's slowed down as we have a 1.5 year old, we'd like to start up again soon, though probably not to our previous level.