Deerdude said:
My health insurance increased about 20% annually for several years until kicked out and forced into Medicare.
I had private very good BCBS policy for over 30 years.
Yea, someone saying they saw no real change to how healthcare worked and was priced following Obamacare simply was not paying attention or does not have the ability to understand and discern the changes.
It's unfortunate, because as business owners you have a responsibility to watch out not just for your finances but for your employees as well.
If people want a real kick to the gonads, I am pricing out individual policies for myself, wife and son. I have some ability to manage the timing of my income so keeping that in mind, we determined pushing my income down to just above Medicaid qualifications opens up "Cadillac" plans priced very low after the subsidies kick in.
So what if we put my income at $100k? Well, the subsidies go away BUT the plans also provide less and less. BCBS and others provide BETTER plans if you make LESS money because Obama subsidies are green gravy for the health insurance companies.
Make more, spend more but get less. Because equity and such.
That scenario should piss everyone off. For me, ill manage my AGI this year down to $28k, get some housing subsidies and free groceries, and since my son is a senior next year filling out the FAFSA will be good timing as well.