s.krewson said:
MookieBlaylock said:
He has insurance you have insurance
Why do u need a lawyer?
The owner isn't claiming it. He's being a turd
Not sure it matters if he's claiming it. Most people aren't going to come forward and say, "hey I screwed up. now how much money do I owe you?"
I would think if you file with your insurance they will pursue it through subrogation. They will investigate, make a claim against his carrier (or him if he doesn't have insurance) and have their attorney pursue either settling the claim or going to court.
After giving a statement, and maybe photos, it's unlikely that you would need to be involved at all.
Infact, be warned...once you do file with your insurance they will make all the decisions from there on out. You can ask them to do something (settle, not settle, additional claims, etc.) but they pretty much have absolute say in the matter. And that's what you've paid them to do. If they don't do something and you feel wronged in the matter, then it would be you filing suit against your own insurance carrier.
***This is commentary. I am not an attorney (or insurance agent) and this is not legal advice***