Do yourself a huge favor and sign up for YNAB. (You Need a Budget) It is the best budgeting software/app I've ever used and I'm on my 11th year with it. Total game changer for our financial life and I'm saying that as someone who has tracked via Excel, Microsoft Money, Quicken, etc. every dollar I've earned since my first paycheck after graduating A&M. When I discovered YNAB, I was like "where has this been and why did I not know about it?" It is a culmination of everything I was attempting to do using Excel + other budgeting apps.