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Is everybody in debt?

115,279 Views | 681 Replies | Last: 3 mo ago by Captain Winky
BDJ_AG
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Never afraid to see how other folks do it. Really appreciate your willingness to share.

Joshjernigan@g****.com
Diggity
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Take it to the budget app thread people
Spaceship
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FDXAg said:

I, too, would be interested in that excel spreadsheet. dicedealer18@netscape.net.

Thank you

Are you the last person on planet earth with a Netscape email?
EliteZags
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Spaceship said:

FDXAg said:

I, too, would be interested in that excel spreadsheet. dicedealer18@netscape.net.

Thank you

Are you the last person on planet earth with a Netscape email?

let me AltaVista that for u
YouBet
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EliteZags said:

Spaceship said:

FDXAg said:

I, too, would be interested in that excel spreadsheet. dicedealer18@netscape.net.

Thank you

Are you the last person on planet earth with a Netscape email?

let me AltaVista that for u
He should Ask Jeeves how to get in contact with that guy.
Ghost of Bisbee
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Wrec86 Ag said:

I didn't like Mint when I tried it years ago.

I built an excel spreadsheet that I update daily (on weekdays anyway) with our family budget, vacation plans, investment strategy, mortgage payment tracker, etc. Basically, it takes up my first 10 minutes of the workday.

It's my financial bible.


Would you mind forwarding this my way too, please?
Ghostofbizbee@gmail.com
-Ben There/R.C.
10andBOUNCE
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Wrec86 Ag said:

I didn't like Mint when I tried it years ago.

I built an excel spreadsheet that I update daily (on weekdays anyway) with our family budget, vacation plans, investment strategy, mortgage payment tracker, etc. Basically, it takes up my first 10 minutes of the workday.

It's my financial bible.

It's comforting knowing I am not alone as I start each day logging transactions in my spreadsheet and updating our budget, plans, etc. At this point I have years of transactional history and trends similar to what I analyze in my day job. Kind of sickening in some ways!
AgOutsideAustin
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If I track it so closely I'll be sick at the money I've wasted over the years so can we please get back to the debt and horror stories from other people so I'll feel good about myself……..
TXTransplant
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Seriously…I need this thread like I need the Real Housewives to be reassured my life isn't a train wreck!
FDXAg
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I very well may be the last person. I've wanted to switch to Gmail but I have so much tied to this email address that the hassle of switching seems too daunting.
Diggity
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well since we're talking email now, here's my Gmail story.

Back in 2005, Gmail was in beta mode, so it was invite only. Having always been pissed off that my email address was scottrose1@hotmail.com, I decided to take the plunge and pay $5 on ebay for my gmail invite.

today, I count having scottrose@gmail.com as one of my top 5 accomplishments...so never let anyone tell you that you won't make it in this world!
ChipFTAC01
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Diggity said:

well since we're talking email now, here's my Gmail story.

Back in 2005, Gmail was in beta mode, so it was invite only. Having always been pissed off that my email address was scottrose1@hotmail.com, I decided to take the plunge and pay $5 on ebay for my gmail invite.

today, I count having scottrose@gmail.com as one of my top 5 accomplishments...so never let anyone tell you that you won't make it in this world!


I got in at Gmail at a similar time and have firstinitiallastname@gmail.com. Only problem is that there seemingly are a ton of other people with my same first initial and last name that don't know what their own email account is. I'm looking at your Dr. Andreas [last name] who even used my email for his German Amazon account.
AgOutsideAustin
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FDXAg said:

I very well may be the last person. I've wanted to switch to Gmail but I have so much tied to this email address that the hassle of switching seems too daunting.


You are like me ! Hold your head high my trash email is an aol account.
Diggity
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yeah, there's a Canadian Scott Rose who sends all his Fantasy Hockey emails my way.

Small price to pay for the adoration of store clerks and tech support people around the world.
Premium
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Wife and I have the same format for our gmail:

lastname.firstname@gmail.com

Easy to remember
double aught
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Dots in email addresses are the bane of my existence. Have a little self respect man!
htxag09
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double aught said:

Dots in email addresses are the bane of my existence. Have a little self respect man!
You know you can just omit them if you hate them so much, right?
Sea Speed
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First name middle initial last name. There's like 10 other people with my name and I cant recall if one of them snaked the email address without the middle initial, but I think it is less if a hassle than random numbers or underscores or what not. I was going to sign up for some dumb social media thing one time but didn't because I couldn't get a user name that I liked without underscores or numbers. Very petty.
double aught
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Quote:

You know you can just omit them if you hate them so much, right?

What???

TXTransplant
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Mine is lastnamefirstinitial@gmail. I cribbed it from the university where I was working, as that's how our email addresses there were formatted.

It helps when your last name is shared by probably <100 other living people in the world.

However, most people aren't smart enough to realize it's last name and first initial and end up misspelling my last name by adding the extra letter.

Occasionally, I mis-type and use my work email alias, which is the first 5 letters of my last name plus first initial. Someone somewhere must have that email address because when I do it, the email sends (no undeliverable error), but I never get any response back. Usually when I do that, I'm just sending links or notes to myself, so some interesting stuff gets sent.
MAS444
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This thread sure has taken some turns. Looking forward to more jja posts about high income broke folks. And/or Stepford/The Woodlands boobs...
txaggie_08
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htxag09 said:

double aught said:

Dots in email addresses are the bane of my existence. Have a little self respect man!
You know you can just omit them if you hate them so much, right?
I had no idea!
EliteZags
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speaking of interesting email addresses.. buddy had a co-worker Brian Lumpkin and their company email format was FirstInitialLastName@company.com
HR didn't see any issue with that
TXTransplant
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Who else had to Google that and was surprised at the result?
MAS444
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It's common knowledge where I reside.
YouBet
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FDXAg said:

I very well may be the last person. I've wanted to switch to Gmail but I have so much tied to this email address that the hassle of switching seems too daunting.
Gmail is trash. I've been using it for about 6 weeks at new job. It's one of the more poorly designed email apps I've ever used because of the little things it can't do natively that Outlook has done for 20 years.

It's unreal how dumb it is.
Noble07
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Quote:

We are the exception in our 'hood because we DON'T have a pool. I think the economic demographic of his classmates at school is a little more diverse than other areas, but he spent the school holiday a couple weeks ago at someone's Lake Conroe house. I googled the address, and the houses for sale on that street are $900k-$1 MM.

This is my experience as well living in the woodlands. The funny thing is that friends of my kids still get a pool pass so they can meet up at the township pools.

I guess I live on the other side of the tracks in the woodlands (relatively speaking) because I haven't seen the clone wives but my wife cracked up and agreed whole heartily with your assessment...she said that you nailed our preschool drop off.
TXTransplant
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Haha! Not exact clones, I guess. You can tell them apart. Just dressed, accessorized, and "enhanced" the same.

What's funny is, we are in Tomball ISD. Get outside of The Woodlands, and that's a whole other "look". I'm the oddball when I hang with those ladies!
jja79
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At least we know they won't be about you.
not hedge
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Went to a pricy italian restaurant last night. Place was dead, a year ago it was packed. I definitely think we are entering recession
Captain Winky
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Did you go on a Wednesday last year? Not saying we aren't entering a recession, but this seems like a silly indicator.
Betoisafurry
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Fazzolis, or did your mom let you splurge for Olive Garden?
not hedge
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I got the 2 for 1 special at Chilis
ORAggieFan
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Red Pear BCS Luke said:

Ed Carter said:

Curious, how many children do you have and what are their ages? 8k a month is not abnormal if you have a few kids and they're at the ages where they are all in different activities. Age 8+
That is $96,000 a year assuming you're also not covering a mortgage and property taxes.

That also doesn't factor in what you're paying in federal taxes as well.

Just hard to wrap my head around the $8K a month. That's a lot of cheddar...



Haha. I wish mine was that low. We are in the $15k+/month range.
not hedge
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