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48,672 Views | 213 Replies | Last: 13 days ago by Brian Earl Spilner
Fenrir
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April seems like a good time to buy before the fixed rate disappears.
TombstoneTex
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AG
Fenrir said:

April seems like a good time to buy before the fixed rate disappears.
What? Everything I've read says the fixed component will remain at 1.3% or rise slightly.
Fenrir
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TombstoneTex said:

Fenrir said:

April seems like a good time to buy before the fixed rate disappears.
What? Everything I've read says the fixed component will remain at 1.3% or rise slightly.
I thought read a couple last night predicting the fixed rate goes away in May but I may have misread since I cannot find it today. What I read today after seeing your comment is predicting 1.2% for fixed rate. Either way April is better but not nearly as big of a distinction.
Brian Earl Spilner
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Brian Earl Spilner said:

Bought April 2022, sold July 2023 (rather than January 2024) because HYSA rates are so good. Dumped $9k into my HYSA, $1k into S&P, and DCA'ing another $1k a month to the S&P from here till December.

And because I'm such a freak about my finances, I have a spreadsheet tracking how much more or less I've made by doing this than keeping the I-Bonds.

I'm down $16 (vs I-Bonds) as of 8/2 due to the downturn the last few days. But, I think it'll work out in the end.


It did.
 
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