newmayne4 said:
GarlandAg2012 said:
Reserve was a shoe in when it had the 100k bonus, now you have to really assess how you will use it to see if it is worthwhile over the Preferred IMO.
You get an extra point per dollar for travel (note that this is the actual act of travelling, not every purchase while you are away from home). The airline fee credit is nice but if you're travelling for work that may not really be a factor for you. Gotta do the math on if 1 extra point is enough to offset the extra $100 (or $400 if the airline credit doesn't apply to you). If your employer is footing the bill for airline baggage and Chase wipes out the first $300 of that, not sure how that would work with something like a work expense report.
The Points Guy values UR points at about 2.2 cents I think so assuming you get the benefit of the airline credit and spend more than about $4,550 on Travel and Dining per year, the Reserve is better. Otherwise, the Preferred is the way to go.
False. I have the reserve and the $300 credit goes toward anything transportation wise. They have reimbursed me for Uber rides, parking meter fees, and hotels.
All of those things you've listed are considered as travel expenses.
Eating at a restaurant in a city away from home while your are traveling is not. (Though, as far as expensing that cost at work, it is likely considered.)
That's what he's saying. Just because your work is reimbursing it for you as travel expenses, it doesn't mean the credit card considers it as a travel expense.