Heineken-Ashi said:

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Last thing on investing in CRE debt funds. Definitely find out what kind of rates they are getting on these deals. Anything below 6% and I would hard avoid. If the deals are distressed, they are likely trading between 7% and 9% cap rates. Maybe higher. I would want to feel a sense of security in a situation where bond yields move higher and would want my cash flow in the 7-8% range. Might be hard to do depending on the fee structure of Peachtree and your brokerage. Need to know where all the cuts of the pie are going.

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Should he be concerned with potential fed rate cuts? I would think lower fed rates help with the risk throughout the capital stack, but wouldn't they lower returns as well, at least in the near term?

Heineken-Ashi said:

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https://therealdeal.com/national/atlanta/2025/07/22/peachtree-capital-launches-250-million-distressed-hotel-fund/

Distressed deals saddled with debt at below market value. High risk high reward. While debt would be first on the Capital stack, it's not immune from losing your investment should these deals not return to performance.

Ask your broker who pitched him on this, what his experience is with this type of product and Peachtree, and what's he's being compensated for advising clients into it.

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We do private lending on real estate assets. If that's what you are discussing I would be happy to talk. We're always looking for referral partners.

I would ask if you get any real estate tax advantages with the investment (probably not), or if dividends are treated as regular income.

tysker said:

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Heineken-Ashi said:

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Last thing on investing in CRE debt funds. Definitely find out what kind of rates they are getting on these deals. Anything below 6% and I would hard avoid. If the deals are distressed, they are likely trading between 7% and 9% cap rates. Maybe higher. I would want to feel a sense of security in a situation where bond yields move higher and would want my cash flow in the 7-8% range. Might be hard to do depending on the fee structure of Peachtree and your brokerage. Need to know where all the cuts of the pie are going.

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Should he be concerned with potential fed rate cuts? I would think lower fed rates help with the risk throughout the capital stack, but wouldn't they lower returns as well, at least in the near term?

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When you're in debt, you need to focus on more than the short term. The risk is a rise and inflation either soon or in the future and what that would do to rates. You lend in the market you're in even if you're hopeful about the market of the future, but you need to get paid on the risk that's currently out there and any potential future risks.

Kool said:

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tysker said:

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Kool said:

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Peachtree Group Real Estate

I am being pitched an investment in this firm's commercial real estate lending by an advisor now. Does anyone have familiarity with this group, or have strong feelings one way or another about the wisdom (or lack thereof) of investing in this space at this point? Pertinent questions I need to have answered ahead of time? My understanding is that there are a lot of hotel and multi family units that they deal with, it would be a dividend/income play (of which I really am under focused). Gracias por su ayuda in advance.

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My question is more about the Advisor. Is the Advisor getting a cut or referral fee? Why were you chosen as a good potential investor (seeing the medical badge, I think I know the answer to this one)? Why was this group investment group selected for the pitch to customers and what other RE opportunities should be considered?

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Thanks. I would assume the advisor is getting a referral fee or a cut. I have other money invested with the group. New funds need to be "put to work", and they were suggesting this in part, at least, because I have no exposure to the space in my portfolio otherwise.

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I'm sure HA and others can speak more professionally on it, but in my experience, these products can be highly illiquid, have high costs, and ongoing capital calls. Consider if you'll need the money in the short to medium-term. There may be more liquid products out there with the same or slightly lower expected returns

WestTexasAg said:

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Texag5324 said:

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WestTexasAg said:

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Quantum computing stocks taking a beating for the second straight day. Not sure why.

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RGTi and QBTS were up like 100%-150% in the past month lol. It had to come down back to Earth at some point.

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True. I'm thinking of buying some more. Long term play.

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I'm with WestTexas

this should be like buying Amazon in 2004

ProgN said:

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WestTexasAg said:

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Texag5324 said:

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WestTexasAg said:

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Quantum computing stocks taking a beating for the second straight day. Not sure why.

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RGTi and QBTS were up like 100%-150% in the past month lol. It had to come down back to Earth at some point.

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True. I'm thinking of buying some more. Long term play.

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I'd consider being patient because they're all inflated because of hype and FOMO. The fact is they're all 7-10 years away from positive earnings growth. If you want to add more then do it in stages and not all at once. JMO

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I think Prog is absolutely correct here.

Dollar cost average every month whatever you are willing to lose.

it's a much better bet than gambling on college football, cards or Fantasy leagues.

South Platte said:

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Texag5324 said:

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South Platte said:

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As ugly as the past few days have been, I'm thankful that I'm still almost 60% cash. The thought of putting that cash to use is a little scary to be honest.

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The S&P 500 is down 2% from its all time high, the last all time high was last week. This "dip" is a big nothing burger in the grand scheme of things.

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That's my point though. The "dip" could be just the beginning. Buying right now opens myself up to risk if it goes 5, 10, 15%, etc.

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South Platte said:

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Texag5324 said:

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South Platte said:

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As ugly as the past few days have been, I'm thankful that I'm still almost 60% cash. The thought of putting that cash to use is a little scary to be honest.

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The S&P 500 is down 2% from its all time high, the last all time high was last week. This "dip" is a big nothing burger in the grand scheme of things.

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That's my point though. The "dip" could be just the beginning. Buying right now opens myself up to risk if it goes 5, 10, 15%, etc.

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Time in the market beats timing the market.

https://finance.yahoo.com/news/warren-buffett-warns-investing-too-133301159.html

This speaks to me though. SPY, VOO, and VTI, I know those are safer options.

Safe can be a smart play, but safe can also mean you are losing ground.

Sometimes. I don't think anything beats convicted good entries.

VIX falling off a cliff...we about to power hour rippy?!?!

Pretty much doubled down on BBAI today.

Economy is good. Big earnings next week….talk is they will be good. Maybe they are starting to get in where they want to fit in?

Brian Earl Spilner said:

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Pretty much doubled down on BBAI today.

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What are you looking at for an exit?

Lowered my target to 8.40.

EnronAg said:

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VIX falling off a cliff...we about to power hour rippy?!?!

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option expiration. could see some strong moves into the close.

As I mentioned previously, lots of investors seem to be overpaying for protection, which allows the counterparties to squeeze the gamma.

Yukon Cornelius said:

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Sometimes. I don't think anything beats convicted good entries.

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Timing the market CAN beat it, but I think it's gambling and you can certainly miss things, unless you're Nancy Pelosi. I made a good chunk from getting into OKLO early, but then I also invested more into in WWR recently above $2 lol. I think time in the market makes sense when you're really diversified through ETFs, but you can certainly make a lot of money quickly with well-informed single stock picks.

Just depends. I would recommend Charlie Mungers almanac as a read. He makes a really good case for fewer well timed convicted trades. I've made far more money that way than anything else.

Yukon Cornelius said:

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Just depends. I would recommend Charlie Mungers almanac as a read. He makes a really good case for fewer well timed convicted trades. I've made far more money that way than anything else.

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This has been something I tried this year. It worked well, but we've obviously been in a sweet market where everything works beautifully too.

The big shots on this board talk about how little cash they actually have invested in the market, and have for the past year or so. They've focused on specific plays and options instead, reducing risk of bagholding. I've tried to emulate those moves . . . there are a bunch of well-informed people on here. And following Gunderson's research and commentary has also done well for me this year.

Alright BBAI...I'll settle for a flat finish.

Let's go!

Brian Earl Spilner said:

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Pretty much doubled down on BBAI today.

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This has been me with BBAI over the past couple of days.

How TF are you supposed to play TSSI. Won big twice. Lost big once. Getting run ruled in Game 4.

What about debt instruments like the Fidelity FFHRX floating rate fund or the Blackrock debt strategies fund DSU here. They have come down off their YTd highs and are still offering high yields. Are they flashing warning signs of debt risk or tightening debt spreads now or do they have room to run?

30AOZAg said:

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What about debt instruments like the Fidelity FFHRX floating rate fund or the Blackrock debt strategies fund DSU here. They have come down off their YTd highs and are still offering high yields. Are they flashing warning signs of debt risk or tightening debt spreads now or do they have room to run?

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I would have to look into them to see what they do. Maybe Ill find time this weekend.

Absolutely WILD week. And great time to be in mostly cash. Deployed into multiple plays with tight stops that have potential for big upside (though if they breakdown I will be out and erasing them from watchlist). Also deployed into multiple put and put spread plays out through Nov.

These are the best times to trade for people who work in both directions. Opportunities everywhere. People in their bunkers on either side of the battle line hoping their front line holds. I'll stay in the middle lobbing grenades to both sides until one side takes control.

Ya. Now's not the time for entries IMO. It's reaping season not sowing.

Heineken-Ashi said:

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30AOZAg said:

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What about debt instruments like the Fidelity FFHRX floating rate fund or the Blackrock debt strategies fund DSU here. They have come down off their YTd highs and are still offering high yields. Are they flashing warning signs of debt risk or tightening debt spreads now or do they have room to run?

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I would have to look into them to see what they do. Maybe Ill find time this weekend.

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Yes. I am interested in your opinion on FFHRX floating rate fund as well.

Stupid rook question of the day...
BBAI is to hold a special meeting to raise the amount of authorized shares from 500M to 1B.
How do you know if that's through a split or dilution?

TxSquarebody said:

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Stupid rook question of the day...
BBAI is to hold a special meeting to raise the amount of authorized shares from 500M to 1B.
How do you know if that's through a split or dilution?

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Never mind, found it. No way its a split. And I have to think there is a chance shareholders reject it. Will be interesting to hear specifically what their plans are for it. I will probably listen on the upcoming earnings call.

https://www.sec.gov/Archives/edgar/data/1836981/000119312525241870/d62721ddef14a.htm

Maybe they're splitting because they know it's about to go to the moon?

$WWR $75 million ATM offering

Can you translate for dunce?

Bulldog73 said:

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Can you translate for dunce?

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they make no money. They need money to continue building their facility that is currently on year 4 of a 2 year plan. So they offer up more share to raise funds thus diluting current share holders.