NWE said:
Milwaukees Best Light said:
Man, that sucks.
$2500
The estimate is $2,249. You're good!
If my deductible is $500, should I use insurance? The guy at the shop had the mindset "that's what they're there for. Use it"
Yes. Well, maybe. Do you care about carfax hits? I often have my body shops do my work on the side for cash so it's not logged and pinged anywhere. I'll never sell my trucks but if I do, I don't want it to show up on a car fax. Make sure their management software doesn't report it. If you have a police report already then it's already too late. See if you can avoid giving a VIN, etc. My independent shops do it all the time.
But for big ticket items, I'd probably send it through insurance. It will be better than it came from the factory. If you go this route, find the best most expensive shop you can and check their work.
I disagree with the "it's a truck" folks. You don't have to look like you can't afford to fix your stuff and you're overextended on your bills. You don't have to look like your truck is a piece of crap and you don't care about anything it life. It's ok to keep your truck looking like new and be proud of a well cared for vehicle. It's yours. You worked for it.