Seems like the only people who like the spray on reflective barriers are the people who sell it, although it is not too difficult to retrofit, although the material cost is close to that of the foil.
I read a DOE study that concluded the reflective barrier works as advertised in the very hot south, but not really that much better than fiberglass, so your money would be better spent on the fiberglass, which works better in the winter.
Aggie druggist did a write up last summer, and he said it was beneficial for the comfort factor, which the DOE did not take into consideration in their study.
I consider the stuff every year about this time, and decide to put it off until winter time, when it would be cool enough to do it, and invariably come up with a reason to stay out of the attic.
Something else to consider would be spray-in foam insulation on the underside of you roof, which would probably meet all the considerations, at a negligibly greater cost to having radiant barrier of batt insulation professionally installed.