thegoodag said:
Flood, property is flood zone A and I called county flood district to see what elevation structures required. House pad will need to be approximately 5-6ft (total elevation of 236ft)t so we will be digging ponds prior to any construction. What I've seen is you need to have house above flood plain to get decent priced flood insurance required for mortgage.
Thank you again to all for comments, wanted to do a quick check prior to surveying etc. Lot's should be up for sale in a few months.
This is all true. You will need to prove that the ground floor/living area is above the Base Flood Elevation levels. Then you can get a surveyor to come out and reshoot and provide an elevation certificate showing property living area is above the BFE. Which should help for insurance somewhat, but I can't speak to specifics because my experience in this area is related to insurance for business interruption insurance on commercial properties.
But this is a very common issue with manufactured housing communities and I know lots of operators will try to get elevation certs for insurance purposes.
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