Anyone aware of how to obtain FEMA flood loss history for a property if you are not the current owner?
We are under contract for a house and have reason to believe the seller is not disclosing all FEMA flood claims for the property. When our insurance agent attempted to set up flood insurance for the house, the system showed it would be rated as a "repetitive loss property" policy. Repetitive loss is more than one claim in the past ten years for more than $1,000 each. So far they have only disclosed one claim in 2009.
I called FEMA and they claimed only the current owner of the property may request the flood loss history report.
We are under contract for a house and have reason to believe the seller is not disclosing all FEMA flood claims for the property. When our insurance agent attempted to set up flood insurance for the house, the system showed it would be rated as a "repetitive loss property" policy. Repetitive loss is more than one claim in the past ten years for more than $1,000 each. So far they have only disclosed one claim in 2009.
I called FEMA and they claimed only the current owner of the property may request the flood loss history report.