T Durden said:

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Post the listing or PM To me.

I want a lake house so bad right now.

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I bleed maroon said:

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T Durden said:

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Post the listing or PM To me.

I want a lake house so bad right now.

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Sorry, my friend. Went pending a couple weeks ago, and we're now out of the option period. This ship has sailed, but there's plenty of fish in the sea (or insert your favorite lake metaphor).

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YouBet said:

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Alr3111 said:

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I guess maybe a little bit of all those.

The biggest was financial. Most of my money is in qualified plans so wait until 59.5 was my original plan. When the 401k catch-up had to be in Roth, our plan rules changed to allow partial withdrawals (instead of total) for former employees allowing rule 55 utilization.

Some recent back issues illustrated the uncertainty of health, mobility,etc. I didn't want to waste what good time I had left.

I began to feel the work stress would be more detrimental long term than the benefits of the money that I was being paid to for the work.

A big obstacle was healthcare. We will COBRA and then ACA. I have looked at the options and budgeted max out of pocket each year until Medicare. Whatever is left when that time comes goes into the fun money bucket

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This was my biggest stressor when I retired last year. I went through all of the machinations of this at the time. I would recommend researching private insurance. It does exist and while not fantastic insurance it's still better than ACA and should be cheaper. Roughly equivalent ACA plan for what I got in private was ACA cost of $1,700 per month vs $1,200 per month in private.

Of note, the ACA subsidies expired which I doubt you qualified for anyway.

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