mhnatt said:

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Since homeowners insurance premiums consistently rise about 20-30% every friggin year, where in the world can I invest in this asinine hockey-stick growth and begin riding the other side of the reach-around???

I (unfortunately) own quite a few homes/buildings and I kid you not, it's every single year that there is some lame excuse (inflation, shortages of building supplies, weather, odd year of many claims, etc.) where they raise the premiums like baziollions of times over any other non-regulated industry.

I cannot recall one year where the premium increase was even close to inflation.

Seriously, insurance companies need a smackdown by the gov't. That is one place where the gov't needs to step in.

/rant

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________ Drop insurance if you can and want to self-insure. I will never do that! Insurance is a highly regulated business. Check with the Texas Dept of Ins if you doubt me. Many inscos in many places are losing tons of money; investment income keeps some others in the black. Some are pulling out of some places. Claims and inflation are driving up rates.