Nvm
I see the earlier thread covering the subject.
I see the earlier thread covering the subject.
LOL what? If you have the discipline to pay it that's free money.JSKolache said:
Debit card. skip the gimmicks & don't spend what you don't have.
Those gimmicks paid for numerous free vacations including Lake Tahoe, Mexico x 2 and a recently booked Florida trip for 5.JSKolache said:
Debit card. skip the gimmicks & don't spend what you don't have.
Flagged for trolling since not helpful or germane to the question asked.JSKolache said:
Debit card. skip the gimmicks & don't spend what you don't have.
And when your debit card number is stolen, you can watch your checking account get drained in real time. This wouldn't happen with a credit card.JSKolache said:
Debit card. skip the gimmicks & don't spend what you don't have.
JSKolache said:
Debit card. skip the gimmicks & don't spend what you don't have.
fourth deck said:And when your debit card number is stolen, you can watch your checking account get drained in real time. This wouldn't happen with a credit card.JSKolache said:
Debit card. skip the gimmicks & don't spend what you don't have.
Several. I have been active in shopping new cards every few months. My wife and I get separate accounts, spend until we hit the sign up bonuses, and then get new cards. Our credit scores have not changed at all (both in the 825 to 850 range) and we aren't in the need for a home or car loan anytime soon. We have had the Chase Sapphire Reserve, Chase Southwest Card, and Chase Business Ink. Right now I am about to hit the bonus for Chase United and I just got the Citi Premier card. Those two will give us about $2,500 in bonuses combined, as well.IceCream14 said:
Using what card?
This is actually a pretty good deal for those of us who are young, single and get ****faced every weekend and like to travelAggiesincebirth said:
Uber Credit Card.
1) No Fee
2) 4% cash back on restaurants and bars
3) 3% cash back on hotels and airfare
4) 2% cash back on online purchases including uber, streaming services, and online shopping
5) 1% cash back on everything else
6) $100 after you spend your first $500
7) $50 subscription credit after you spend $5k on your card per year
8) Up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card
https://www.uber.com/c/uber-credit-card2/?utm_source=&utm_campaign=_uber%20credit%20card_kwd-304706148452_231563986008_48318141077_e_c&cid=978190076&adg_id=48318141077&fi_id=&match=e&net=g&dev=c&dev_m=&cre=231563986008&kwid=kwd-304706148452&kw=uber%20credit%20card&placement=&tar=
is there a place to 'pool' your points from all of these different cards?The Anchor said:
Yes, we cancel the cards. Some of the fees have to be paid upfront. However, the rewards far outweigh any upfront annual fees.
Examples:
Chase Sapphire Reserve x 2 - annual fees for both cards were $450 each. But, you get $300 credit on each card towards travels purchases. It's essentially a $150 annually fee. It comes with Priority Pass (secluded airport lounges). The sign up bonus then was 100,000 points for each card which at the time was worth $1,500 for each card ($3,000 total).
Chase Business Ink - around a $100 upfront fee, but I got a 80,000 point bonus which turned into about $1,200.
Chase Southwest - we got two cards and paid the fee upfront. I think it was $69 for each card. We got 60,000 miles for each card and booked 7 total round trip flights and we still have points left over.
So we "made" or saved nearly $6,000 in travel costs in 2 years off these three cards.
You can pool your Ultimate Rewards points with a family member. My wife and I combine ours monthly between a Chase Sapphire Reserve, Chase Sapphire, and 2 Chase Business Ink cards.Quote:
is there a place to 'pool' your points from all of these different cards?
i mean across multiple cards and multiple accounts, like a comprehensive bank of points.752bro4 said:You can pool your Ultimate Rewards points with a family member. My wife and I combine ours monthly between a Chase Sapphire Reserve, Chase Sapphire, and 2 Chase Business Ink cards.Quote:
is there a place to 'pool' your points from all of these different cards?
That's actually pretty good. Picked it up.Aggiesincebirth said:
Uber Credit Card.
1) No Fee
2) 4% cash back on restaurants and bars
3) 3% cash back on hotels and airfare
4) 2% cash back on online purchases including uber, streaming services, and online shopping
5) 1% cash back on everything else
6) $100 after you spend your first $500
7) $50 subscription credit after you spend $5k on your card per year
8) Up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card
https://www.uber.com/c/uber-credit-card2/?utm_source=&utm_campaign=_uber%20credit%20card_kwd-304706148452_231563986008_48318141077_e_c&cid=978190076&adg_id=48318141077&fi_id=&match=e&net=g&dev=c&dev_m=&cre=231563986008&kwid=kwd-304706148452&kw=uber%20credit%20card&placement=&tar=
I'd recommend keeping 1 to 3 lines of long history open. Just open new accounts and close them after you've used the point bonus.GigEmAgs14 said:
Does anyone know if you can switch out a current Chase credit card with a different one without any hassle/fees/dings against length of credit history?
1) open cardThe Anchor said:I'd recommend keeping 1 to 3 lines of long history open. Just open new accounts and close them after you've used the point bonus.GigEmAgs14 said:
Does anyone know if you can switch out a current Chase credit card with a different one without any hassle/fees/dings against length of credit history?
Ragoo said:1) open cardThe Anchor said:I'd recommend keeping 1 to 3 lines of long history open. Just open new accounts and close them after you've used the point bonus.GigEmAgs14 said:
Does anyone know if you can switch out a current Chase credit card with a different one without any hassle/fees/dings against length of credit history?
2) use card to achieve point bonus
3) spend point bonus
4) close card?
What if you want to accumulate points on multiple cards over 6-12 months?
Example:
I have an AMEX
Wife has an AMEX
Don't plan to ever close these. Maybe just stop using them.
Me open new card and spend to get bonus points. Month 1-3
Wife open new card and spend to get bonus points. Month 1-3
Me open new card and spend to get bonus. Month 4-6, close previous card?
Similar for wife
Repeat
Even with the $150 annual fee? That's what is holding me back from getting it. I currently have the Chase Freedom.devastor said:
Chase Sapphire Reserve is where it is at, especially for frequent travelers and going out to eaters.