Question do you have to put them on your insurance? Seems like when I was that age, my parents didn't add me to policy till i had my own car. I have cars all insured but does the driver have to be insured as well? Thoughts advice....
sonar99 said:
Let me know when you have some real information. Thanks!
Always amuses me when someone asks for advice, then ignores or fights it when they get some because it isn't what they wanted to hear.sonar99 said:
Thanks for your well thought out advice and I pray that never happens. As I said cars are FULLY insured so it wouldn't matter who is driving them. My insurance doesn't dictate that they only insure my cars if I am driving. She doesn't drive all the time and when she does it is not more than 10 mi from house. Let me know when you have some real information. Thanks!
OMG $2kDadAG10 said:
Know of a situation where a policyholder called to add a 17 year old son. The company ordered driving reports which showed the son was licensed a full year prior. The carrier looked at the policy history which showed a 3rd vehicle being added the same week the child was originally licensed. The carrier added the son retroactively to the date licensed and is billing for the whole past year, around $2,000.
DadAG10 said:
Know of a situation where a policyholder called to add a 17 year old son. The company ordered driving reports which showed the son was licensed a full year prior. The carrier looked at the policy history which showed a 3rd vehicle being added the same week the child was originally licensed. The carrier added the son retroactively to the date licensed and is billing for the whole past year, around $2,000.
aggiebq03+ said:DadAG10 said:
Know of a situation where a policyholder called to add a 17 year old son. The company ordered driving reports which showed the son was licensed a full year prior. The carrier looked at the policy history which showed a 3rd vehicle being added the same week the child was originally licensed. The carrier added the son retroactively to the date licensed and is billing for the whole past year, around $2,000.
I'd just switch carriers. They would have denied a claim if it happened in they non-covered time period, so why would anyone retroactively pay for the coverage?
But yeah OP, pay for the coverage you need. Otherwise pay the piper when he comes calling.
BoilerAg10 said:
Get ready to have them mess with your credit when you don't pay.