The Wonderer said:
aTm2004 said:
62strat said:
aTm2004 said:
YellAg2004 said:
Thanks for the responses.
The other driver (who hit me) got transported, but I believe is OK. She has been texting my wife today (they exchanged #s) asking for all my info. My wife already told her yesterday that it should all be in the police report, but she has asked for more today. Is there any issue with providing the requested info (my name, DL #, license plate, truck year/make/model, and any pictures I took)?
I wouldn't provide anything to her. She can get all of that from the police report (which you have to buy...yay!), and her insurance can get all of that from yours.
Anytime I've gotten in a wreck, the LEO filled out a sheet for both parties that contains all the pertinent info of the other party (name/contact, insurance and vehicle info). I didn't need to pay for a police report to get this.
Also, if there's one thing you learned, make your rental coverage equal to your daily driver. The difference in my monthly premium for a compact rental vs a truck rental is a few bucks. I've used it twice, and so when the time comes I don't have to stress about it. Doesn't make any sense at all to specify a compact on your rental reimbursement if you drive a truck.
My insurance and the other driver's insurance wanted the police report that showed who was at fault. I got the piece of paper you talked about, but it wasn't the official report with the city, which is what the insurance companies want. Keep the receipt and you'll get it back when their insurance pays.
Also, the insurance companies will purchase it, but it will take them a couple of weeks to receive it. If you buy it, you have it in .pdf right away and can email it to them and get the process rolling faster.
This.
My response was regarding the other party asking the wife for personal info (name, DL#, insurance, vehicle info, etc). The other party shouldn't have to ask for that, because the LEO should have given them that info. It had nothing to do with insurance wanting police reports.
But to respond to insurance wanting report, I've never had my insurance company ask for that. That is their job. But, USAA is a different animal. For my few wrecks, at fault or not, I have a rental car set up within a few minutes of my phone call to them reporting the accident, and I just leave my wrecked car at Enterprise (assuming driveable, otherwise tow driver takes me there). I don't have to pay out of pocket for a report to 'get the ball rolling'.
USAA works directly with enterprise and their collision repair shops, so after repair, I can leave rental where I pick up my truck.
USAA does claims right. Never have to coordinate rides or payments, or pay out of pocket for reports to help start their process.