What a toll on the American people, this inflation. And certainly Biden administration deserves a lot of this blame. In my opinion the tariffs and disruptions in trade are not helping.

2019-2025. What was the change in 2025 alone? The 3Q of 2025?

Insurance and property taxes are driving rents up.

Gee….I wonder why car insurance has gone up so much?

shiftyandquick said:

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What a toll on the American people, this inflation. And certainly Biden administration deserves a lot of this blame. In my opinion the tariffs and disruptions in trade are not helping.

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With the exception of Coffee, the further down this list you go, the less that "inflation" has to do with products whose prices might have been impacted by tariffs.

Tariffs would have impacted new cars the most, and things like NG prices and car maintenance the least.

But, what is causing inflation is the US printing money to cover their fiscal deficit, which needs to stop.

The tariffs on imported car insurance look like a bad idea.

This would be more informative if each of these items were graphed over time in the 2019-2025 period.

Hmm. I wonder if government mandates on CAFE standards, which led to massive losses on rushed electric vehicles, led to increased service costs in order to make up for lost revenue?

Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

Waffledynamics said:

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Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

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You pay insurance. The massive number of illegals we have here that drive do not. Ergo...you need to pay up more.

Check the sources of this garbage..... CNBC and Politico? Seriously?

It's a purposely skewed chart when they take the starting point from where Trump had inflation at an all time low, and Biden sent it to a historical high and fail to notate the recover from Biden's high and try to lay this at the feet of Trump. OP claiming tariffs is BS times ten.

Illegals driving without insurance wrecking people. Imagine protesting on behalf of people pillaging you. Traitors to America in reality.

They skipped homeowners' insurance.

Let's see which markets are most regulated and/or have the most tax payer dollars percentage per industry. I'd bet it would be ascending like the graph is below.



As Thomas Sowell says, "There are no solutions, only tradeoffs". Should we we want to be cradled by our government, thereby decreasing the quality, quantity, and affordability over anything we want in our lives or should we want freedom and the uncertainty that comes with it? I hope most of the adults here would pick the later especially if deregulating lowers the cost to the consumer.

All types of insurance and property taxes are out of control. full stop.

B-1 83 said:

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2019-2025. What was the change in 2025 alone? The 3Q of 2025?

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How to lie with statistics 101 : Reporting 2019 to 2024 would not fit the narrative.

Waffledynamics said:

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Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

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Cars aren't made to be repaired anymore. Your $40 tail light assembly now costs $3000 because it's LED and contains blindspot sensors. As cars age, suppliers stop producing repair parts, and the risk of the car being totaled from a fender bender goes up. Rates go up to cover the risk.

It's a racket all around.

M2 Money supply has increased by about 50% during this time period.

Car repairs have been brutal.

aTm2004 said:

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Insurance and property taxes are driving rents up.

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This.

Most of the list just feed off of each other.

CDUB98 said:

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Quoting Friedman is like quoting Einstein. Pure gold.

The chart in OP is fine - but context would be improved by weighting big ticket items like rent and automobiles over groceries and dining out...cars and homes are eating up incomes.

Just canceled my Healthcare insurance this morning. Up another 13% from last year, which was up 12% from the year before.......

1981 Monte Carlo said:

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Car repairs have been brutal.

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Home repairs as well. We have 2 HVAC zones in our house. When we had severe damage from trees blown over by heavy winds in 2018, the newer unit installed in 2005 got hit and had to be repaired. We couldn't get the needed parts for it because of freon regulations, so the whole thing had to be replaced.

A short 7 years later, the fan motor already went out on the unit and it cost $1000 to repair it. Our HVAC guy said 5 years ago this repair would have been less than half that amount.

In the meantime the older unit installed in '95 continues chugging along nicely with nothing but minor issues along the way.

So in summary, we were forced to buy an entirely new HVAC due to overbearing regulations. Quality of manufacturing has been getting worse over the last 20 years and the repairs needed to overcome these quality problems have gotten way more expensive.

HOLY MISLEADING BATMAN!!!

Text above the graph

Quote:

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US CPI changes since November 2019

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So, just before COVID hit

But the big, bold headline is

Quote:

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65% of US Households say the cost of living has worsened in the past year

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DrEvazanPhD said:

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Waffledynamics said:

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Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

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You pay insurance. The massive number of illegals we have here that drive do not. Ergo...you need to pay up more.

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And women....

Costs that are increasing your insurance, in my opinion of order of impact, highest impact first.

1) More illegal aliens with no insurance driving up insurance costs globally
2) The increase cost of capital due to higher interest rates and the Fed printing more money. Insurance companies get a significant amount of their profit investing their liquid assets.
3) The increased cost of repairs due to inflation of skilled labor, primarily due to system-wide inflation, and increased cost of replacement parts, due in part to inflation, and due in part to tariffs that make cheaper replacement parts more expensive.

Put these three together, no bueno.

txyaloo said:

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Waffledynamics said:

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Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

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Cars aren't made to be repaired anymore. Your $40 tail light assembly now costs $3000 because it's LED and contains blindspot sensors. As cars age, suppliers stop producing repair parts, and the risk of the car being totaled from a fender bender goes up. Rates go up to cover the risk.

It's a racket all around.

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I can vouch for this. Recently had the outer plastic cover over my front headlight broken by road debris. Lighting itself was fine, just shattered the plastic lens. Ford F-150 with adaptive headlights. cost me $2,200 to replace and that was paying cash. Didn't get insurance involved because of deductible and I don't want them cancelling me for actually using my insurance. Bummer.

Waffledynamics said:

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Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

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It's high to cover accidents from illegals - especially if they hit you.

I'm shocked to see the OP show something to try and hurt Trump, only to watch it blow up like an ACME bomb used by Wile E. Coyote.

TDS is strong with this one.

Yukon Cornelius said:

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Illegals driving without insurance wrecking people. Imagine protesting on behalf of people pillaging you. Traitors to America in reality.

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Immigration Question Of The Day:

Anyone know what cops are referring to when they call something a "Four Door"?

DrEvazanPhD said:

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Waffledynamics said:

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Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

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You pay insurance. The massive number of illegals we have here that drive do not. Ergo...you need to pay up more.

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True, but now that Trump is getting rid of them, what are the odds insurance prices go down?

Or will it be like when prices went up back during covid "because of increased fuel costs" yet when fuel costs went back down the prices of everything that went up never came back down?

No Spin Ag said:

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DrEvazanPhD said:

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Waffledynamics said:

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Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

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You pay insurance. The massive number of illegals we have here that drive do not. Ergo...you need to pay up more.

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True, but now that Trump is getting rid of them, what are the odds insurance prices go down?

Or will it be like when prices went up back during covid "because of increased fuel costs" yet when fuel costs went back down the prices of everything that went up never came back down?

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It won't go back down, at least not quickly. Once you're used to the new price, why drop it? However, the free market will kick in at some point.

JWinTX said:

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I'm shocked to see the OP show something to try and hurt Trump, only to watch it blow up like an ACME bomb used by Wile E. Coyote.

TDS is strong with this one.

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I am well aware that Americans will not be paying for any of the tariffs. I know this is true because Trump told me.

DrEvazanPhD said:

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No Spin Ag said:

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DrEvazanPhD said:

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Waffledynamics said:

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Someone help me understand the inverse relationship between my car's depreciating value and my insurance rates.

Insurance in general simply doesn't make a lot of good sense sometimes.

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You pay insurance. The massive number of illegals we have here that drive do not. Ergo...you need to pay up more.

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True, but now that Trump is getting rid of them, what are the odds insurance prices go down?

Or will it be like when prices went up back during covid "because of increased fuel costs" yet when fuel costs went back down the prices of everything that went up never came back down?

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It won't go back down, at least not quickly. Once you're used to the new price, why drop it? However, the free market will kick in at some point.

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Then these companies need to just be honest and say, "We're raising prices because we don't want to lose our profits, so suck it."

hunter2012 said:

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It's interesting that the items generally associated with brainwashing/pacifying the populace are the most affordable items on this chart.