If you want your head to explode

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Jeeper79
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7:25p, 12/4/24
AG
If you want your head to explode, go check out this subreddit.

https://www.reddit.com/r/FluentInFinance/s/k8prp9fwrj

It's a bunch of mostly broke Millenial and Gen Z communists thinking they're so smart. All their problems are someone else's fault and capitalism is the devil. But if they were truly so smart, why are most of them broke?
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Ciboag96
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7:26p, 12/4/24
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techno-ag
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8:05p, 12/4/24
AG
In my day, we didn't complain about other people having money. We just went to work.
Trump will fix it.
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Bobaloo
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8:10p, 12/4/24
Being poor is a choice…Being rich is a choice. I prefer the latter.
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backintexas2013
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8:15p, 12/4/24
AG
Broke people always have to blame others for their failures. They do it so they don't have to look at themselves.

That being said why do I need to go see people that claim to be liberals. It's more fun to watch the liberals on here pretend to be conservative but always defend liberal beliefs.
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AgCat93
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8:24p, 12/4/24
AG
That sounds so very much like my late father-in-law who was beyond lazy, always broke, and blamed everyone but the guy in the mirror for his problems.
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Zachary Klement
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8:44p, 12/4/24
AG
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.
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Whoop Delecto
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In reply to Zachary Klement • 8:50p, 12/4/24
AG
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TXAG 05
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In reply to Jeeper79 • 9:15p, 12/4/24
AG
Jeeper79 said:
If you want your head to explode, go check out this subreddit.

https://www.reddit.com/r/FluentInFinance/s/k8prp9fwrj

It's a bunch of mostly broke Millenial and Gen Z communists thinking they're so smart. All their problems are someone else's fault and capitalism is the devil. But if they were truly so smart, why are most of them broke?


So it's like a giant Hedge thread?
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Hungry Ojos
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9:17p, 12/4/24
Like my grandma used to say "poor people got poor ways."
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Street Fighter
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In reply to Zachary Klement • 9:22p, 12/4/24
AG
The average house back then didn't have 3 bedrooms and 2.5 bathrooms, etc... either. And it isn't your concerns that destroy empathy . it's the incessant whining about it and believing you've been uniquely targeted to suffer.
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Ag4life80
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9:24p, 12/4/24
AG
Losers find an excuse
Winners find a way

Always
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techno-ag
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In reply to Zachary Klement • 9:24p, 12/4/24
AG
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.


Trump will fix it.
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Zachary Klement
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In reply to Street Fighter • 9:28p, 12/4/24
AG
Street Fighter said:
The average house back then didn't have 3 bedrooms and 2.5 bathrooms, etc... either. And it isn't your concerns that destroy empathy . it's the incessant whining about it and believing you've been uniquely targeted to suffer.
There's some give and take there, I suppose. Homes are certainly built with more bells and whistles, but the rise in price does not directly correlate with homes being 5x nicer or bigger or whatever.

And that's true, there are a lot of people that whine too much.
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Dr. Horrible
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In reply to Street Fighter • 9:31p, 12/4/24
Street Fighter said:
The average house back then didn't have 3 bedrooms and 2.5 bathrooms, etc... either. And it isn't your concerns that destroy empathy . it's the incessant whining about it and believing you've been uniquely targeted to suffer.
Exactly. I'm currently sitting in a 1980, 1k sqft, that was originally a 2/1.5, but now a 3/2 after remodeling. They're not building homes like that anymore. The demand isn't there, because no one wants a starter home anymore, everyone wants a nice fancy home, and are willing to rent out of their price range rather than save up for something of lower quality.
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Zachary Klement
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In reply to techno-ag • 9:31p, 12/4/24
AG
techno-ag said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.


Pretty sure that's what our politicians' homes are like here, too.
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Casual Cynic
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In reply to Zachary Klement • 10:14p, 12/4/24
Yeah but at least the politicians here aren't the only people with nice homes.
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HarleySpoon
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In reply to Zachary Klement • 10:24p, 12/4/24
AG
In 1980 the house my family lived in was a huge upgrade from my parents starter home which was an 800 SF, two bedroom, one bath with six of us living in it. Our wonderful home in 1980 in the metroplex was 1,300 SF with three bedrooms and two baths for the six of us. In 1980 we had no central HVAC, no dishwasher, no washer or dryer, only black and white TV….. and ate out about twice a year. We had one used car. My dad had a good job on the factory floor at an aviation manufacturer. My house was nicer than that of most of my schoolmates.

My starter home was similar to that childhood home but with appliances and central HVAC. 95% of young adults would refuse to live in either my 1980 childhood home or my own starter home.

I think the disconnect is that young folks expect to have what they had as a childhood home…..and that's just not possible for most. However, compare US housing to European housing (I took my family to Denmark for two years) and most young Americans would cringe at even mid career housing there. Our capitalist system doesn't deliver when it is artificially restrained….see California and their home prices. Just about every reform to our capitalism is a proposal for more artificial constraints.
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mannerheim77
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In reply to Zachary Klement • 10:28p, 12/4/24
AG
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.



Look, we get it. No one can deny these statistics, it's definitely not as easy getting into a home or paying for college nowadays. I know it's tough. But what pisses us off is the constant whining and blaming of "boomers" for their financial plight. The entitlement mentality is over-the-top nauseating. Even going so far to suggest higher taxes or more socialism so they can get their "fair share" of what's "owed" to them.

Nobody owes you anything. Not even an apology. Life is not fair. And no matter where you're at in life, billions of people would gladly trade places with you.

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Casual Cynic
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10:34p, 12/4/24
Reddit kind of shows why people shouldn't get their political opinions from internet memes.
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Zachary Klement
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In reply to mannerheim77 • 10:35p, 12/4/24
AG
mannerheim77 said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.



Look, we get it. No one can deny these statistics, it's definitely not as easy getting into a home or paying for college nowadays. I know it's tough. But what pisses us off is the constant whining and blaming of "boomers" for their financial plight. The entitlement mentality is over-the-top nauseating. Even going so far to suggest higher taxes or more socialism so they can get their "fair share" of what's "owed" to them.

Nobody owes you anything. Not even an apology. Life is not fair. And no matter where you're at in life, billions of people would gladly trade places with you.

Yeah, I hear you. Not sure if you were making general statements or thinking I feel like I'm owed something, because I don't.

At the end of the day, most of these issues aren't the fault of boomers, millennials, gen z, whatever…they're the fault of our government, big business, big pharma, big tech, big everything else.
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shack009
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In reply to Zachary Klement • 10:37p, 12/4/24
AG
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.


Any criticism of "capitalism" is actually a criticism of corporatism and government policy. We don't live in a capitalist society.

We live in a heavily regulated economy with substantial taxation for a large social safety net. Meanwhile, the government has spent the past 40 years spending more money than it steals, causing the currency to be devalued. This causes artificial price increases.

All the issues you pointed out aren't because of capitalism, they are because of the opposite of capitalism.
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mannerheim77
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In reply to Zachary Klement • 10:40p, 12/4/24
AG
Zachary Klement said:
mannerheim77 said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.



Look, we get it. No one can deny these statistics, it's definitely not as easy getting into a home or paying for college nowadays. I know it's tough. But what pisses us off is the constant whining and blaming of "boomers" for their financial plight. The entitlement mentality is over-the-top nauseating. Even going so far to suggest higher taxes or more socialism so they can get their "fair share" of what's "owed" to them.

Nobody owes you anything. Not even an apology. Life is not fair. And no matter where you're at in life, billions of people would gladly trade places with you.

Yeah, I hear you. Not sure if you were making general statements or thinking I feel like I'm owed something, because I don't.

At the end of the day, most of these issues aren't the fault of boomers, millennials, gen z, whatever…they're the fault of our government, big business, big pharma, big tech, big everything else.


No, not directed at you. Just making some general life principles that I wish everyone would follow.
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Zachary Klement
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In reply to mannerheim77 • 10:42p, 12/4/24
AG
mannerheim77 said:
Zachary Klement said:
mannerheim77 said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.



Look, we get it. No one can deny these statistics, it's definitely not as easy getting into a home or paying for college nowadays. I know it's tough. But what pisses us off is the constant whining and blaming of "boomers" for their financial plight. The entitlement mentality is over-the-top nauseating. Even going so far to suggest higher taxes or more socialism so they can get their "fair share" of what's "owed" to them.

Nobody owes you anything. Not even an apology. Life is not fair. And no matter where you're at in life, billions of people would gladly trade places with you.

Yeah, I hear you. Not sure if you were making general statements or thinking I feel like I'm owed something, because I don't.

At the end of the day, most of these issues aren't the fault of boomers, millennials, gen z, whatever…they're the fault of our government, big business, big pharma, big tech, big everything else.


No, not directed at you. Just making some general life principles that I wish everyone would follow.
That's what I thought, just making sure because it's hard to tell on the internet sometimes.

I agree with you, though.
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Zachary Klement
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In reply to shack009 • 10:46p, 12/4/24
AG
shack009 said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.


Any criticism of "capitalism" is actually a criticism of corporatism and government policy. We don't live in a capitalist society.

We live in a heavily regulated economy with substantial taxation for a large social safety net. Meanwhile, the government has spent the past 40 years spending more money than it steals, causing the currency to be devalued. This causes artificial price increases.

All the issues you pointed out aren't because of capitalism, they are because of the opposite of capitalism.
Why do people tout some of those things as if they are features of capitalism? Or why do people act like our economy is a pure capitalist economy? Some of the conversation about this topic is very confusing to me.
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shack009
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In reply to Zachary Klement • 10:54p, 12/4/24
AG
Zachary Klement said:
shack009 said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.


Any criticism of "capitalism" is actually a criticism of corporatism and government policy. We don't live in a capitalist society.

We live in a heavily regulated economy with substantial taxation for a large social safety net. Meanwhile, the government has spent the past 40 years spending more money than it steals, causing the currency to be devalued. This causes artificial price increases.

All the issues you pointed out aren't because of capitalism, they are because of the opposite of capitalism.
Why do people tout some of those things as if they are features of capitalism? Or why do people act like our economy is a pure capitalist economy? Some of the conversation about this topic is very confusing to me.


Who is touting those things as capitalist victories? Nobody on the right. Maybe people on the left who don't know the first thing about economics think that.

People say we live in a "capitalist" economy because it's technically the closest to being true of the other option which is socialism/communism.

However, when the government is as involved as it is in the economy, it isn't completely capitalist. We live in a world where the evils of government policy rear their head while capitalism takes the blame.

A 100% pure capitalist society would have 0 government involvement in the economy.
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Muy
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In reply to shack009 • 10:57p, 12/4/24
AG
shack009 said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.


Any criticism of "capitalism" is actually a criticism of corporatism and government policy. We don't live in a capitalist society.

We live in a heavily regulated economy with substantial taxation for a large social safety net. Meanwhile, the government has spent the past 40 years spending more money than it steals, causing the currency to be devalued. This causes artificial price increases.

All the issues you pointed out aren't because of capitalism, they are because of the opposite of capitalism.


Is "corporatism" the new activist word for "crony capitalism"?
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shack009
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In reply to Muy • 10:59p, 12/4/24
AG
Muy said:
shack009 said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.


Any criticism of "capitalism" is actually a criticism of corporatism and government policy. We don't live in a capitalist society.

We live in a heavily regulated economy with substantial taxation for a large social safety net. Meanwhile, the government has spent the past 40 years spending more money than it steals, causing the currency to be devalued. This causes artificial price increases.

All the issues you pointed out aren't because of capitalism, they are because of the opposite of capitalism.


Is "corporatism" the new activist word for "crony capitalism"?


Not an activist word, the terms are interchangeable.
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Muy
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In reply to shack009 • 11:06p, 12/4/24
AG
I've honestly never heard this word in a normal conversation. Then again, when someone overly uses "Ism" in their language I automatically dismiss them as bots.
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shack009
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In reply to Muy • 11:11p, 12/4/24
AG
Muy said:
I've honestly never heard this word in a normal conversation. Then again, when someone overly uses "Ism" in their language I automatically dismiss them as bots.


Its use is very common among libertarians and true capitalists.

You won't hear it from Fox News types who think they are capitalists because they support a 30% tax rate instead of a 40% tax rate.
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Urban Ag
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In reply to Hungry Ojos • 11:14p, 12/4/24
AG
Hungry Ojos said:
Like my grandma used to say "poor people got poor ways."
Like my long time ranch foreman always says:

Never got offered a job from a poor guy

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HollywoodBQ
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In reply to Zachary Klement • 11:19p, 12/4/24
AG
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.
What are you talking about home price average being half a million?

In California maybe but even then, there are all kinds of homes in the IE and the Central Valley for far less.

I see new homes in Texas for $200k all day long. Even existing homes for $300k on Galveston Island.

Also, I just got done getting a req approved to hire an entry level employee in the Central time zone. The least amount I can pay is $60k.
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HollywoodBQ
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In reply to Zachary Klement • 11:26p, 12/4/24
AG
Zachary Klement said:
Street Fighter said:
The average house back then didn't have 3 bedrooms and 2.5 bathrooms, etc... either. And it isn't your concerns that destroy empathy . it's the incessant whining about it and believing you've been uniquely targeted to suffer.
There's some give and take there, I suppose. Homes are certainly built with more bells and whistles, but the rise in price does not directly correlate with homes being 5x nicer or bigger or whatever.

And that's true, there are a lot of people that whine too much.
If you want to argue about the price increases in cars, I'm on your side.

When my dad came back from Saudi Arabia the first time in 1979, he bought a Cadillac Seville with every option including a CB Radio, a trip computer and an 8-track for $16,500.

One of his friends bought the silver and black Corvette Indy Pace Car replica for $12,500.

Those kinds of cars would be in the $80,000-$100,000 range today.
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Jeeper79
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11:33p, 12/4/24
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I cringe every time I see one of those Reddit libs complain about "greed". They're damn lucky for all the greed. It's what creates millions of jobs and fat retirement plans.
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Zachary Klement
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In reply to HollywoodBQ • 11:35p, 12/4/24
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HollywoodBQ said:
Zachary Klement said:
A lot of misguided ideas on that sub, but why do conservatives on here take an issue with criticisms of the nature of capitalism in our country? It seems as if any sort of questioning of our current system is considered to be anti-conservative or bad by many around here when it is clear our system is far from infallible.

Also, why do people here take issue with complaints from Gen-Z/Millennials about the dramatic difference in today's reality versus years ago?

In 1980, the average home cost $76,000. In 2023, the average home cost $511,000. Has the average income 5x'd in that timeframe? Nope. The cost of education has risen exponentially, so has the cost of rent, and damn near everything else. The average person graduating from college in 2024 is going to have a much harder time purchasing a home than the average person in 1980. Each generation faces unique challenges of plights…I don't get why people on here mock people my age because they are upset they can't afford a home because they all cost half a million dollars.
What are you talking about home price average being half a million?

In California maybe but even then, there are all kinds of homes in the IE and the Central Valley for far less.

I see new homes in Texas for $200k all day long. Even existing homes for $300k on Galveston Island.

Also, I just got done getting a req approved to hire an entry level employee in the Central time zone. The least amount I can pay is $60k.
https://fred.stlouisfed.org/series/MSPUS I was a bit off…according to this $420k is the price of an average home in the U.S…I live in Dallas and stuff over here here is shooting up in price so may have mixed that up mentally.

Up here, it's difficult to get much more than a condo for $200k.
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