Wow, the ultra-rare sextuple octuple-post!
Yep, siding needs to go past the top of the foundation, and should solve that problem. This is for a basement, but you get the idea:Jason_InfinityRoofer said:
It could be just wicking through your zip system somewhere. But I think it's most likely wicking under where the zip meets the foundation. You could water test it but I think I would side that thing and get it past the foundation floor and then see how it does. I don't think you have a problem.
But this is obviously not my area of expertise so standby for other commentary.