So long story short, I have been a 1099 employee with my company for 1.5 years. They are based in a different state and all work is remote. I have been in a management/salary position for a little over a year, and they should be moving our entire company to W-2 in the next few months. My wife and I are struggling to get a loan in this scenario and I was wondering if anyone had any advice. Thanks in advance!