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Jay@AgsReward.com

cjo03
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just a quick shout out to jay.. even with some last minute curve balls he helped me close on time last week.. 30 yr note at 3.875% and low fees. thank you!
badbilly
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AG
Jay does a great job.
Tatem
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H
how low were the fees and closings costs?
DRE06
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AG
So low that he pays you
aggiemike89
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AG
Jay does a great job. Agsreward is the best
DRE06
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He really does a great job. I am in the process of working with him now.

Just do to the the nature of what I do for a living, and the fact that this is my first home, I started by talking to three different mortgage guys.

It did not take long for me to omit the other two, and move forward with Jay. No brainer.
cjo03
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quote:
how low were the fees and closings costs?


extremely competitive. i sent his gfe to a competitor (not another texags lender) and they didn't even bother sending a gfe back.. they just said:

quote:

i can't beat that

Sent from my iPhone

agclassof08
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Go with Jay. I didn't and it cost me.
TxElsie
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And you'll get that lovely little check in the mail a couple of weeks later.
Ragoo
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i don't think i qualified for the little check

but I did use Jay and yes he was great to work with, even for a dummy like me that didn't know anything about buying a home.
Nom de Plume
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Wait...little check? Huh?

Jay is great. I shopped him against USAA and a bunch of cut-rate Lending Tree vendors. I only wish he had told me the rate would drop another half point in 10 months.
TxElsie
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Did you not do the AgsReward.com thing?

We used an Aggie realtor and Jay and we were rewarded.
DRE06
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I believe you only get a check if you use an AgRewards realtor.

Not if you just use Jay for the financing.
Tonyperkis
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Jay got me a great deal as well. I bought a new home so initially I dealt with the builder's "preferred lender." Once I got Jay's offer and compared them it wasn't even close. I told my builder's "preferred lender" what Jay's offer was and he stated "sounds too good to be true, you sure he has everything included in his gfe." Well it was true and I couldn't be happier.

[This message has been edited by Tonyperkis (edited 11/11/2011 3:31p).]
TxElsie
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We were working with our builder's preferred lender. Jay kept me from going postal on her.
Nom de Plume
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Gotcha, I did not use AgsReward.
Ragoo
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yeah we used our own realtor, guess that was the stipulation. Oh well. Jay saved us tons of money with just his information of changing laws!
TxElsie
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He beat our builder's lender's offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. We'd have been happy with that. We were THRILLED when we got a check for a $1k in the mail. AND we got to work with Aggies all around. Win-win situation.
TAMUAGGIES
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TAMUAGGIES
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Jay@AgsReward.com
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Sponsor
AG
I never told everyone thanks for these posts! Thank you for the kind words.

Sponsor Message: AgsReward.com - Aggie Realtor Network, Mortgages, Up to 9k Cash-back. Real-time mortgage rates
dreyOO
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doing a re-fi through Jay right now and it's a breeze
TXAGFAN
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AG
Thumbs up here too.
12th Man Ag
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Just filled in my info on the website. Here's to a good experience! Being self-employed seems to run some others on this board that were very highly recommend into hiding. Hopefully this won't be the case with Jay.
12th Man Ag
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[This message has been edited by 12th Man Ag (edited 1/12/2012 2:59p).]
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