I have a fairly large sum of money sitting in MoneyMarket accounts (from a 401K rollover). Its about 25% of our current retirement value. I am about 10-15 years from retirement

Very hesitant about buying into the market where most 4* and 5* funds are near the 52 week high.

Yes i could invest it in index funds and call it a day.
I could wait for the next mini crash, and buy in
But I was curious if there are any Mutual funds out there that are pretty decent over a 10 year period, but are having an exceptionally bad year, so are cheap? Is that a unicorn?

Have access to Schwab, Fidelity, Vanguard, TRPrice tools.
Are there any good mutual fund screeners?
What should i look for?

above is the better answer, but technically IWM is still at 2021 values

I'd for sure wait until after election. Market is extremely overvalued.

My hero Tom Lee (not the drummer) says SPY 600 by the end of the year

deddog said:

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I have a fairly large sum of money sitting in MoneyMarket accounts (from a 401K rollover). Its about 25% of our current retirement value. I am about 10-15 years from retirement

Very hesitant about buying into the market where most 4* and 5* funds are near the 52 week high.

Yes i could invest it in index funds and call it a day.
I could wait for the next mini crash, and buy in
But I was curious if there are any Mutual funds out there that are pretty decent over a 10 year period, but are having an exceptionally bad year, so are cheap? Is that a unicorn?

Have access to Schwab, Fidelity, Vanguard, TRPrice tools.
Are there any good mutual fund screeners?
What should i look for?

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ET or EPD. 7%+ dividend, stable passive income NO MATTER WHAT THE MARKET DOES.

Look at other dividend growth companies to build a passive income stream.

I'm a fan of YMAX at the moment. Been in the $17 range since August. Pays weekly dividends (recent shift from monthly), 21, 22 cents / share so far.

If it's "cheap" right now…why would it be considered "great"?

AQR has a long/short fund that might isolate you from some exposure to a market trading at elevated levels

You can always divide the amount by 24 months and cede the money into the ETF you like over time vs shoving it all in at the all time high.

If we do hit a recession, then you buy on the cheap, if not...oh well.

If OP had put an order in for VFIAX the first trading day after his post he would be up ~3% on that position today

Conceptually, I like these, as opposed to their more famous counterparts:

SPYV vs. SPY. Basically a value-oriented allocation within the S&P 500. Yields about double the dividend historically.

QQQE vs. QQQ. Equal-weight version of the QQQ index. Once again, pays about double the dividend yield, and in theory captures some smaller-cap appreciation potential versus the massive overweighting and dependence on the biggest QQQ holdings.

I did buy the QQQE a decade ago, but have never held SPYV. These are thought-starter ideas for research only - not recommendations.

we still waiting for the dip?

RSP is one I just started accumulating. S&P 500 equal-weight.

With how overvalued some people believe the tech industry is at the moment, it's a slightly safer choice than just SPY.