After I got RIF'd out of the US Navy in the early '90s, I went rural and basically homesteaded on 40+ acres in west central NM. Built a log house on the property and all the associated infrastructure. Earned less than $5000/year for about 15 years, so I know about frugal.
For marriage reasons. I moved to ABQ ~ 6 years and got a job with the VA, and was going to work until 70. Alas, I ended up divorcing 2+ years ago, so now I am retiring in 300+ days, still in my early 60's agewise.
I'm a laid back introvert, and not a lot of drive, so looking forward to not being on a schedule. Work is not my purpose in life, just an end to the means of doing what I want to do. Have a 55 HP turbo Diesel enclosed cab tractor, and a list of projects 2 miles long to do around the house and on the property, so I won't miss work AT ALL. Will also be close to my 2 grandkids who will be 11 & 9.
Moneywise, I'll have a very small amount coming in, probably $1400/mo SS and gov pension, and ~$250k in my TSP, and $50k each in HSA & IRA.
I can keep my federal healthcare into retirement for about $250/mo, and as a vet, am eligible for health care through the VA.
Travel? I had plenty of that in the Navy 'It's not just a job, it's an adventure" held true for me. I'll be fine hiking and exploring the beautiful scenery of NM, AZ, CO, UT, etc.
I'm still in very good health, and want to have the time to enjoy it. My dad died at 80, my mom is still living at 88, so it's time.