Petrino1 said:
Put in a smaller percentage like 4-5% in your 401k and then invest everything else in a taxable brokerage account.
. .Yes! As of now, taxation is different. When money is distributed from traditional ret accts, it's ordinary income. When and if long -term holds in investment accts are sold. gains are taxed at long-term capital gain rates.. And no required minimum distributions. There are other reasons.
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