What to do with a 2.5% interest rate house

10,854 Views | 37 Replies | Last: 2 yr ago by terradactylexpress
Aglaw97
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hutch012 said:

Married with an 8 month old
Congrats! Your post above regarding the new house needing work, etc just reminded me of some situations I've been in over the years. I can have a tendency to look at things solely through the financial lens, ROI, etc. Fortunately my wife has helped balance me out over the years. Make sure your home is something you, and especially the wife and kid(s), will enjoy. If that means you need to sell the current one so you can use the equity to fix up the new one and make it what yall want, I've never regretted putting value on those returns over just dollars and cents (assuming you just aren't being stupid with money). I completely relate to how you are looking at it, just don't forget that when it comes to your home, a lot of the returns are intangible and you don't want to be unhappy with where you live just to make some returns down the road. My guess is you are smart enough and focused on building your net worth that you will get there regardless of whether you sell the current house or keep it.

Just my $.02
fightingfarmer09
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hutch012 said:

Married with an 8 month old


So you you are picking up 3 new part time jobs with the move.

Fixing up the current home. Dealing with the modern renter (like playing Russian roulette with a fully loaded gun). And being a dad.

I know my choice.
terradactylexpress
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Crazy to me how people think appreciation is guaranteed in a rising rate environment
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