I have this same USAA limitless 2.5% card and I am in the market for a new one since this is going away.

I am also getting a full roof replacement through insurance soon and have opportunity to spend lots of $$ on a fresh card. I am looking to maximize a new membership / welcome bonus. Anyone have a recommendation for a great initial offer bonus card going on?

I am active military so can get several (but not all) card fees waived. I already have Amex Platinum for some great travel / everday perks.

I don't typically fly a particular airline. Looks like top cards with initial bonus are the
AMEX Delta Skymiles Reserve with 50k bonus miles (and lounge access) or the chase Sapphire Reserve/Preferred with 50k-80k points. The Chase cards seem better for rewards after initial bonus. The Capital one Venture does not waive fee's.

Is there anything big I am missing? Thanks!

I'm currently running this USAA card.
I haven't seen any notices that it's going anywhere...

if you're spending decent money on either/both of those main categories...I think the Amex Blue Cash Preferred would be the way to go

Wells Fargo Propel is free and gives 3% cash back on restaurants plus anything even peripherally related to travel: hotels, flights, Uber/Lyft, airbnb, gas, and car rentals. They also let you redeem your points for gift cards that are frequently discounted by 10% (so 90 bucks gets you a 100 buck gift card). Finally, the rotating extra points deals are usually crap, but they'll drop in a few good ones a year that award another 60-70 bucks each. It's pretty great for a free card; I probably get 400-500 of extra cash a year.

bco2003 said:

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We do Walmart pickup for 90% of our groceries. Have a Capital One Walmart Rewards which has 5% cash back for all pick up orders.

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Is there a limit?

The Gross Prophet said:

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bco2003 said:

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We do Walmart pickup for 90% of our groceries. Have a Capital One Walmart Rewards which has 5% cash back for all pick up orders.

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Is there a limit?

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none...

We use that for Walmart...

And Amazon's card for 5 percent back from them too..

Currently use double cash for most other purchases.. Do use discover for whatever rotating 5 percent back they are doing.. Lastly penfed.. Which gives effectly about 4.5 percent back in points back from gas purhases...

I'm in the usaa group.

but yall are talking about Walmart cards.....does HEB have a card?

USAA sent me a plastic yeti knockoff to appreciate my business after they reduced the cash back credit. Can't make this stuff up.

I'm a Bk of Am preferred client, requires +$250K on deposit somewhere within BoA, Merrill accounts will do. I paid my property tax with points from my card with them, and I have a big house.
3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases.
I also have a Costco card so I can use their gas stations and an American Airlines Advantage so I can travel cheaper. It's a game.

don't you have to pay 2% or so in credit card fees to pay your property taxes online? I would be surprised if the county just ate those fees.

If you are BOA Preferred you should get the Premium Rewards Visa, 3.5% on travel and dining, 2.6% on everything else. Charges $95 a year but you get a $100 travel credit that you can just go buy an airline gift certificate with so essentially it is free if you take a trip at some point. I think they also giving 50K of points as a sign-up bonus which is worth $500 cash.

I've got 8-9 different cards for different charges but this is my everyday card.

I got this same knock off cup this weekend too! I was confused at first but then opened up the mailer with new card in there right after.

I ended up going with Chase Sapphire Reserve for now. Gonna get that opening bonus paying part of a roof replacement through insurance. Perks should compliment Amex platinum nicely.