Just got married and am looking to consolidate wife's and my bank accounts. Here's what we want:
I'm currently with LegacyTexas. They're ok, but savings rate is basically 0 (.05%-.2%) and Ultimate checking is 1% but only up to $25,000.
I've been looking online and there's no perfect solution it doesn't seem. There are banks with higher APY, but only up to $10,000 in deposits or require 15 debit card transactions of $3 or more, etc.
Just looking for something without too many rules. Have no problem doing direct deposit, online statements, and can even do debit card transactions if there's no transaction minimum.
- As high of APY possible for both checking and savings
- Free ATMs
- Ability to create multiple sub accounts to track savings goals
- Branches in the DFW area or easy way to deposit cash and checks
- Online bill pay (does any bank not have this?)
I'm currently with LegacyTexas. They're ok, but savings rate is basically 0 (.05%-.2%) and Ultimate checking is 1% but only up to $25,000.
I've been looking online and there's no perfect solution it doesn't seem. There are banks with higher APY, but only up to $10,000 in deposits or require 15 debit card transactions of $3 or more, etc.
Just looking for something without too many rules. Have no problem doing direct deposit, online statements, and can even do debit card transactions if there's no transaction minimum.