Never married her, so not an exwife.
Paying off student loans
8,590 Views |
117 Replies |
Last: 6 yr ago by OasisMan
well that's one good decision you made.
As another poster said, the frustration isn't with you in particular. It's just a ridiculous system.
As another poster said, the frustration isn't with you in particular. It's just a ridiculous system.
yeah - I don't think the statement about a good chunk of your income being "off the record" really helps garner sympathy from folks either.
Never having to deal with the idiots at Sallie Mae ever again is reason enough to pay off your student loans ASAP.
Being in a higher income bracket am I eligible to not pay off much of the remaining school loan debt I have? I want to play in this game too.
quote:
Being in a higher income bracket am I eligible to not pay off much of the remaining school loan debt I have? I want to play in this game too.
+1 where can I sign up?
This thread is like a roller coaster.
For the record:
I hate paying taxes so others can cheat the system and be forgiven of their bad decisions.
quote:
So long story short, it is manageable right now for a few reasons. One, a majority of my photography income is under the table.
I hate paying taxes so others can cheat the system and be forgiven of their bad decisions.
BBDP, Does that hate also include corporations, because you know they are people now?
I pay an insane amount of taxes. I got to this point by sacrificing my health, time with my family, hobbies, luxuries I could have bought, bs secondary educations I could have attained, and much more. Do us all a favor and pay your ****ing share and don't ask honest hard working people for advice on how to milk the system while admitting you cheat the system.
[This message has been edited by Treetop flyer (edited 7/16/2014 11:48p).]
[This message has been edited by Treetop flyer (edited 7/16/2014 11:48p).]
treetop
No material on this site is intended to be a substitute for professional medical advice, diagnosis or treatment. See full Medical Disclaimer.
I'm with BBDP and treetop
quote:
BBDP, Does that hate also include corporations, because you know they are people now?
You lost me. They have always been people. And as a 30% share holder in a Corporation, trust me when I say we pay "our" "fair" share of taxes and if we fail to, we get fined. Claiming that our computers went down won't work.
People who take out several hundred thousand in school loans for anything other than an MD or nuclear scientist career really have me scratching my head. And sadly, there are still tons of drunk teenagers in the beginning years of college on a trac to do the same thing in the local lib arts college. And many ignorant parents who won't bat an eye.
If my future kid decides on college and it's my $ paying...they have 4 choices: med school, engineering, math, IT
If my future kid decides on college and it's my $ paying...they have 4 choices: med school, engineering, math, IT
Math?
I would allow accounting before I would allow math.
I would allow accounting before I would allow math.
between my wife and me, we also owe a little over 200k
quote:
between my wife and me, we also owe a little over 200k
Professions?
quote:MD in residencyquote:
between my wife and me, we also owe a little over 200k
Professions?
shes an ecologist that just had to go to southwestern
fortunately a lot of hospitals offer loan forgiveness as a benefit
quote:I didn't get any kind of payoff letter when I paid my grad school loans off. It was a glorious day when I no longer had that debt hanging over my head.quote:
I never knew I could get so much joy out of clicking submit on a computer every time I paid off another loan balance in full.
They sent us a letter congratulating us for paying off the loans in full. Almost framed it...
quote:
MD in residency
shes an ecologist that just had to go to southwestern
Nothing wrong with taking out loans for medical school. I am sure you guys won't have a problem generating the income to afford the loans. That is not the case for the OP.
I had to laugh... I purchased a grill a couple weeks ago and put it on my Amex card.
A couple days later, I get an email from American Express with the subject line:
"Matt, take more time to pay for large purchases"
Then it goes into how I don't have to pay off my balance each month, that I only have to pay partial balances. Funny, they didn't mention how much the interest charges would be.
As much as I like Amex, that almost made me cancel the card.
A couple days later, I get an email from American Express with the subject line:
"Matt, take more time to pay for large purchases"
Then it goes into how I don't have to pay off my balance each month, that I only have to pay partial balances. Funny, they didn't mention how much the interest charges would be.
As much as I like Amex, that almost made me cancel the card.
quote:
"Matt, take more time to pay for large purchases"
Then it goes into how I don't have to pay off my balance each month, that I only have to pay partial balances. Funny, they didn't mention how much the interest charges would be.
As much as I like Amex, that almost made me cancel the card.
Interesting marketing by Amex.
quote:
fortunately a lot of hospitals offer loan forgiveness as a benefit
My wife and I got ourselves in deep during residency. Most of it not deferred and interest rates were still high. It felt absolutely glorious to be finished with that albatross.
I don't know your specialty but I'd be wary of 'hospital forgiveness'. I can see it becoming an extension of indentured servitude you're enduring now working in crapola places. And those I run across from time to time are some miserable folks.
No material on this site is intended to be a substitute for professional medical advice, diagnosis or treatment. See full Medical Disclaimer.
quote:
Then it goes into how I don't have to pay off my balance each month, that I only have to pay partial balances. Funny, they didn't mention how much the interest charges would be.
If it is a new card then you probably have 0.0% for one year. If it's not a new card, then good thing you know better.
I've had the card about 1.5 years. So it isn't a new one.
If they are giving me 0.00%, I haven't seen anything on it yet.
If they are giving me 0.00%, I haven't seen anything on it yet.
quote:
"Matt, take more time to pay for large purchases"
Then it goes into how I don't have to pay off my balance each month, that I only have to pay partial balances. Funny, they didn't mention how much the interest charges would be.
what's your interest rate, like 12%? If you can't beat that in the market, I don't know what to tell you.
/TexAgs
I can beat 12% with low expense ratio index funds - easy.
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I can beat 12% with low expense ratio index funds - easy.
Dave Ramsey? Is that you?
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I can beat 12% with low expense ratio index funds - easy.
Hi Dave.
Damn, I meant to include an asterisk (*).
*in an up-market.
*in an up-market.
DAMMIT STIVE! THAT WAS MY JOKE!
quote:
DAMMIT STIVE! THAT WAS MY JOKE!
Too slow jack.
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yeah - I don't think the statement about a good chunk of your income being "off the record" really helps garner sympathy from folks either.
This.
quote:
Math?
I would allow accounting before I would allow math.
Not sure how to take this (accountant)...
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