Friday I was taking my 12 year old daughter to a summer camp and traveling in the right lane of a three lane city street. The car in the middle lane was ahead of me just to where I was likely in their blindspot. Suddenly they slammed on their brakes and turned hard right. I swerved as much as I could given the limitations of the bridge we were crossing but it wasn't enough and she slammed into the side of my truck hard enough to move the rear end to the side a little.
My daughter bumped her head on the plastic moulding just under the window on the opposite side of the truck from where the impact occurred. She was physically okay, but it scared the crap out of her. It's hard to watch your daughter cry from fear.
I was uninjured as was everyone in the other vehicle thankfully!
The car that hit me immediately turned on a side street, so I whipped into the gas station parking lot ahead of me and cut through to catch them. Luckily they pulled over. It was a ****ty area and an older Kia Suv that hit me. I instructed my daughter to stay in the vehicle until I figure out who I'm dealing with. An elderly lady and her mentally ill grandson got out of the car and there was another mentally ill dude that was with them (so I thought). The lady's grandson was immediately agitated jumping up and down talking **** like he wanted to fight me. The other guy came over and calmed him down and started hugging everyone and quoting scripture. I later found out that he was just a homeless guy that witnessed the crash, but at first I thought he was a passenger. I got away from them called the cops and checked on my daughter. The lady's son apologized when he found out I had my daughter with me. The lady that hit me was really nice and admitted fault right away and to the police when they finally arrived 45 minutes later (despite me informing them that the passenger was severely agitated). Turned out she knew my Dad and was the grandmother of one of my daughter's best friends, small world.
So now I have to deal with getting this truck fixed and take a huge value hit since it had a clean carfax before this.
Would you guys recommend filing with my insurance company or hers? She does appear to have valid insurance. I've had a terrible experience filing with another party's insurance in the past, which makes me want to just file on mine and let them deal with it. Police report says she was a contributing factor, but he didn't cite her.
How much should I demand for a diminished value claim?
Here's the pics. Most of the damage is to the rear driver's side door, but there are scrapes on the front door, the rear quarter panel is bent in towards the front, scrapes on the fender flare, and the wheel paint in scraped up. Running board is also bent down and rattles. Driver's door handle is loose.
2019 Raptor 802A, rolled 90K miles the day of the wreck.
My daughter bumped her head on the plastic moulding just under the window on the opposite side of the truck from where the impact occurred. She was physically okay, but it scared the crap out of her. It's hard to watch your daughter cry from fear.
I was uninjured as was everyone in the other vehicle thankfully!
The car that hit me immediately turned on a side street, so I whipped into the gas station parking lot ahead of me and cut through to catch them. Luckily they pulled over. It was a ****ty area and an older Kia Suv that hit me. I instructed my daughter to stay in the vehicle until I figure out who I'm dealing with. An elderly lady and her mentally ill grandson got out of the car and there was another mentally ill dude that was with them (so I thought). The lady's grandson was immediately agitated jumping up and down talking **** like he wanted to fight me. The other guy came over and calmed him down and started hugging everyone and quoting scripture. I later found out that he was just a homeless guy that witnessed the crash, but at first I thought he was a passenger. I got away from them called the cops and checked on my daughter. The lady's son apologized when he found out I had my daughter with me. The lady that hit me was really nice and admitted fault right away and to the police when they finally arrived 45 minutes later (despite me informing them that the passenger was severely agitated). Turned out she knew my Dad and was the grandmother of one of my daughter's best friends, small world.
So now I have to deal with getting this truck fixed and take a huge value hit since it had a clean carfax before this.
Would you guys recommend filing with my insurance company or hers? She does appear to have valid insurance. I've had a terrible experience filing with another party's insurance in the past, which makes me want to just file on mine and let them deal with it. Police report says she was a contributing factor, but he didn't cite her.
How much should I demand for a diminished value claim?
Here's the pics. Most of the damage is to the rear driver's side door, but there are scrapes on the front door, the rear quarter panel is bent in towards the front, scrapes on the fender flare, and the wheel paint in scraped up. Running board is also bent down and rattles. Driver's door handle is loose.
2019 Raptor 802A, rolled 90K miles the day of the wreck.