My wife was rear ended in her 2016 4runner. Brief estimation from a buddy who owns a body shop is thinking in the $8k range to get it fixed.

Curious what y'all think the best route is in terms of losing the least amount of value? We were already planning on trading/selling it next year for something new so this has put us in a little pickle. Looking at KBB and other sites it seems its value was around 18-20k.

How much of a hit are we looking at now in terms of value. I'm worried about the CARFAX along with wondering if we should get it fixed first then trade in now? Or fix it and drive it for another year then trade? Or not even repairing it at all and trading it in? Neither one of us have ever been involved in an accident so not sure what are best options are.