Has anyone here ever taken a diminished value claim to court? My wife got hit in her new Tahoe with only 4k miles on it. Damage was mostly cosmetic to the lift gate, bumper, and a new impact bar. I think the total was around 5k in repairs and the other driver's insurance covered the repairs. We had an appraisal done and the appraiser's diminished value opinion was $6,600. The insurance offered nothing at first, then they offered $1,000. I countered and they are holding firm as a "courtesy" as they say because the damage was mostly cosmetic. I'm not sure why that is relevant. There is no chance that we wouldn't get dinged for the accident if we sold it or traded it in, so I'm tempted to file a small claims case against them. Have any of you taken it that far? Part of me wants to because the insurance company thinks I won't, and the other part is that I'm pretty confident that we would win.