Carter lake has awesome fishing and we are out all the time year round. There is one like front lot left to build on but it is on an inlet, not the large lake front.
A few items of concern, the lake use is restricted to residence and guests only & you have to be present. Boating is restricted to 5mph or less regardless of motor size. I use kayaks and a small boat with a trolling motor as do most other residents.
The lake is not creek fed so it goes down in a drought. Right now it's full so when you see it currently just know that 3 weeks ago, it didn't look that great.
The HOA has some rules and the dues are $200 a year. I could expand on the rules but would rather not go in to all that here.
Lastly, our roads absolutely suck. Afghanistan has better road ways.
Contact me if you'd like more info or just reply here.