I've done a little more research this morning, so people can have more information to make their decision. Here are some comparative values, based on a taxed valuation of $150,000, which seems a reasonable number for the houses in Woodlake...
Current "City" tax: $0, as we're not in one
Wellborn tax if $.10/hundred: $150
Wellborn tax if $.25/hundred: $375
COCS tax if 2009 value $43.94/hundred: $659.10
I also called my insurance, which is State Farm, to inquire about a potential change in homeowners insurance. She said currently we are paying as if we are College Station, since we have a College Station address. Thus, our rates are based on being serviced by the CS Fire Department, even though we are currently serviced by the South Brazos County Volunteer FD. (So, we're lucking out currently...) If our street address were to change to Wellborn, TX, our homeowners insurance would likely go up by some amount, if the SBCVFD has a lower rating than CSFD, which it likely does. (Not a knock on SBVFD! Any rural volunteer fire department will have a lower rate than a full-time fire department.) She could not quantify what the change in rate would be, but seemed to think it might be a couple hundred dollars. If anyone else can get a more precise number out of their insurance agent, please post here. But to clarify...
quote:
Your homeowner's insurance will go down significantly due to the vast difference in ISO rating.
...that is not the case, at least for me (and presumably other State Farm customers), as we are already being rated as if we were in the COCS. (Shhhh...don't tell anyone!)
Calculate the numbers based on your home value (BrazosCAD.org), call your insurance agent and ask a few questions, and decide for yourself if the increased tax and changes in your insurance would be worth the increase in services from the COCS.
-- You would get CS Police service, vs the existing County Sheriff service.
-- You would get CS Fire rather than SBCVFD - but they have two stations closer to Woodlake than CS does. (But, they are not staffed full-time either.)
-- You would get CS trash service rather than BAGS.
Can anyone else think of additional services Woodlake residents would receive if annexed by COCS?
[This message has been edited by Tailgate88 (edited 4/5/2010 5:49p).]