Ryan the Temp said:
torrid said:
Kenneth_2003 said:
My understanding this mostly centered around medical benefits. Writers, along with most of the other functions/jobs in the entertainment industry are 1099.
I don't have a dog in the fight, but I can see their point.
I think the actors have a sweetheart deal where SAG covers their health insurance. I know of one Texas-based actor who works just enough Hollywood-related jobs to keep his SAG membership current.
They have to make at least $26,470 in annual compensation through acting work or work a minimum of 102 eligible days to qualify for health insurance. I read something like 86% of SAG/AFTRA members do not meet that threshold and have to obtain health insurance through other employment or the ACA.
https://www.sagaftraplans.org/health/eligibility/earned-eligibility
The minimum for writers is $41,773 per ever 4 quarters. If you don't make it by the 4th quarter (let's say you it that deal in the 5th quarter) then you have to wait a quarter for it to kick in again.
What's more frustrating is that studios are notorious for reporting late. So even if you make that money or sign a contract that would get you over the minimum, until it's reported you don't qualify. What ends up happening is that you lose coverage and once the studio finally reports your earnings, the insurance kicks in but it is applied retroactively.
So if I have to qualify in July to keep my coverage (and I do) but the studio doesn't report the earnings until September, my year of coverage doesn't start in September. It starts retroactively on August 1st. It just means having to pay out of pocket for that time and hope that I get reimbursed.
That's only a small part of many of the issues