Pat, I think I'd like to solve the puzzle.

Men have paid off a significant portion of their student loans since 2009. Women have not. pic.twitter.com/qo8UF7Rxr5

— Noah Smith 🐇🇺🇸🇺🇦 (@Noahpinion) July 14, 2023

Those MRS degrees are pricy

Make privilege is the obvious answer

/s

C@LAg said:

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that is b/c the men have to pay off their woman's debt.

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This is true for me. I pay my wife's student loans.

It's because of the pay gap! /idiot libs

Since 2010, men have only paid off 30% of their debt? Really?

Men skew toward STEM.
Women skew toward Liberals Arts.

It is what it is.

Other professions are a bit more equal. Medical, law, business....

Controversial take:

On average, men want to provide for themselves and their families.

And women want someone to provide for them (and in leftists cases, the government).

Student loans

I was at 0% loan debt within 5 years after 8 years in school. I also lived like a hobo for those 8 years, only took out what I needed, and then continued living like a hobo for a number of years even when my income tripled to upper class level. It's honestly not difficult to live within your means, and prioritize spending to eliminate debt first before buying "stuff" no one really needs. Most of my excess spending actually involved dating, as women tend to not go for the cereal and sandwich lifestyle, go figure. But negative net worth to 3-4 million in 15 years. And definitely not with a liberal arts degree. Of course, within 3 years I had started a business and was kicking ass financially, took massive risks, and was smart about those chances, mostly on myself. Can't do that with a liberal arts degree, so yes, it's primarily about choices in degrees, but also no ambition, expecting everything to be handed to them, and plain being adverse to working hard to get further (because that's hard), which sometimes doesn't happen quickly. Yes, life is hard. But paying off debts shouldn't be an assumed obstacle. Just don't be an idiot. And don't be lazy, and don't be entitled.

WoMD said:

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I was at 0% loan debt within 5 years after 8 years in school. I also lived like a hobo for those 8 years, only took out what I needed, and then continued living like a hobo for a number of years even when my income tripled to upper class level. It's honestly not difficult to live within your means, and prioritize spending to eliminate debt first before buying "stuff" no one really needs. Most of my excess spending actually involved dating, as women tend to not go for the cereal and sandwich lifestyle, go figure. But negative net worth to 3-4 million in 15 years. And definitely not with a liberal arts degree. Of course, within 3 years I had started a business and was kicking ass financially, took massive risks, and was smart about those chances, mostly on myself. Can't do that with a liberal arts degree, so yes, it's primarily about choices in degrees, but also no ambition, expecting everything to be handed to them, and plain being adverse to working hard to get further (because that's hard), which sometimes doesn't happen quickly. Yes, life is hard. But paying off debts shouldn't be an assumed obstacle. Just don't be an idiot. And don't be lazy, and don't be entitled.

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I'm sorry, but exactly what part of this can you not do with a liberal arts degree as you allege? I think I've done most or all of what you state here WITH a liberal arts degree.

Oh, great, doctors and lawyers biatching at each other about being successful. Only on TexAgs.

91AggieLawyer said:

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WoMD said:

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I was at 0% loan debt within 5 years after 8 years in school. I also lived like a hobo for those 8 years, only took out what I needed, and then continued living like a hobo for a number of years even when my income tripled to upper class level. It's honestly not difficult to live within your means, and prioritize spending to eliminate debt first before buying "stuff" no one really needs. Most of my excess spending actually involved dating, as women tend to not go for the cereal and sandwich lifestyle, go figure. But negative net worth to 3-4 million in 15 years. And definitely not with a liberal arts degree. Of course, within 3 years I had started a business and was kicking ass financially, took massive risks, and was smart about those chances, mostly on myself. Can't do that with a liberal arts degree, so yes, it's primarily about choices in degrees, but also no ambition, expecting everything to be handed to them, and plain being adverse to working hard to get further (because that's hard), which sometimes doesn't happen quickly. Yes, life is hard. But paying off debts shouldn't be an assumed obstacle. Just don't be an idiot. And don't be lazy, and don't be entitled.

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I'm sorry, but exactly what part of this can you not do with a liberal arts degree as you allege? I think I've done most or all of what you state here WITH a liberal arts degree.

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I think most people with liberal arts degrees live like hobos after graduating.

Women's can't manage money?

Pluralizes Everythings said:

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C@LAg said:

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that is b/c the men have to pay off their woman's debt.

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This is true for me. I pay my wife's student loans.

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Congrats on the steak and mouth hug Fridays.

It's taken 14 years for women to get the balance below the borrowed amount?

Yikes.

The fact is, loan repayment overwhelmingly favors privileged white women from upper middle class/rich back grounds who took out the money to pay for worthless masters and PhD degrees

My uncle would say, "those that under interest, earn it, while those who don't, pay it."

The signature of Hoe-flation!

(Women using college as an excuse to defer responsibility for years - placing themselves on the party girl trajectory with a false sense of self worth based on the number and quality of guys who try to get in their pants.)

When the music fades, they have a mountain of debt, few marketable skills, the desirability of the town bicycle, and there's nobody to pick up the tab for them.

Is there a graph which shows who spends more of their discretionary income on other things than their debt?

Allocation of available funds plays a big role.

A more interesting study would be to see why some people spend their money to pay down their debt and why some spend it on other things.

Quote:

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Is there a graph which shows who spends more of their discretionary income? Allocation of available funds kind of plays a big role in the outcome.

A more interesting study would be to see why some people spend their money to pay down their debt and why some spend it on other things.

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No graph, but there's a meme for it...

rocky the dog said:

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Oh, you got a philosophy degree? That's neat, is there a new philosophy factory opening up in town?

ChemEAg08 said:

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Controversial take:

On average, men want to provide for themselves and their families.

And women want someone to provide for them (and in leftists cases, the government).

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This is the natural order. It is only because the world has gone mad that this is a controversial take.

But we have been told there's no difference between men and women.

Texas Yarddog said:

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Men skew toward STEM.
Women skew toward Liberals Arts.

It is what it is.

Other professions are a bit more equal. Medical, law, business....

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Sad but this is considered a very controversial take. It's because of male privilege that women skew toward liberal arts.

ts5641 said:

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Texas Yarddog said:

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Men skew toward STEM.
Women skew toward Liberals Arts.

It is what it is.

Other professions are a bit more equal. Medical, law, business....

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Sad but this is considered a very controversial take. It's because of male privilege that women skew toward liberal arts.

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Its why women are trying to make "STEAM" happen.

If it weren't so dishonest, I'd laugh at their ignorance: trying to shoehorn "Arts" into STEM implies that it fits as an equal. It doesn't. It's a mere subset of the other disciplines. Every significant advancement in STEM comes from the union of structural understanding AND creativity.

…but lying to kids that majoring in Arts is of equal value to the the ability to solve problems through conceptualizing natural order is dishonest and demonstrates multi-layered ignorance.

ChemEAg08 said:

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Controversial take:

On average, men want to provide for themselves and their families.

And women want someone to provide for them (and in leftists cases, the government).

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Not controversial. Thousands and thousands of years bear this out.

91AggieLawyer said:

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WoMD said:

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I was at 0% loan debt within 5 years after 8 years in school. I also lived like a hobo for those 8 years, only took out what I needed, and then continued living like a hobo for a number of years even when my income tripled to upper class level. It's honestly not difficult to live within your means, and prioritize spending to eliminate debt first before buying "stuff" no one really needs. Most of my excess spending actually involved dating, as women tend to not go for the cereal and sandwich lifestyle, go figure. But negative net worth to 3-4 million in 15 years. And definitely not with a liberal arts degree. Of course, within 3 years I had started a business and was kicking ass financially, took massive risks, and was smart about those chances, mostly on myself. Can't do that with a liberal arts degree, so yes, it's primarily about choices in degrees, but also no ambition, expecting everything to be handed to them, and plain being adverse to working hard to get further (because that's hard), which sometimes doesn't happen quickly. Yes, life is hard. But paying off debts shouldn't be an assumed obstacle. Just don't be an idiot. And don't be lazy, and don't be entitled.

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I'm sorry, but exactly what part of this can you not do with a liberal arts degree as you allege? I think I've done most or all of what you state here WITH a liberal arts degree.

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I agree.

Looks like Tony Buzbee was a Liberal Arts major and he seems to be doing well.
https://en.m.wikipedia.org/wiki/Tony_Buzbee

Once we start into entrepreneurship, it's more about the individual and less about the education.

Texas Yarddog said:

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Men skew toward STEM.
Women skew toward Liberals Arts.

It is what it is.

Other professions are a bit more equal. Medical, law, business....

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I think in medicine now it's becoming way more females than males.

So over 14 years men have managed on average to pay off 30% of their college debt? Yea I guess?

Get Off My Lawn said:

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The signature of Hoe-flation!

(Women using college as an excuse to defer responsibility for years - placing themselves on the party girl trajectory with a false sense of self worth based on the number and quality of guys who try to get in their pants.)

When the music fades, they have a mountain of debt, few marketable skills, the desirability of the town bicycle, and there's nobody to pick up the tab for them.

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Trust me, they can always get a job in the tech industry.

We need them for the diversity optics and there will be no shortage of people lined up to try to date them.

I talked to this smoking hot little Chinese girl with a great personality at my company HQ and she explained to me the advantages for a female living in "Man Jose". No shortage of men willing to spend money on you.

ts5641 said:

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But we have been told there's no difference between men and women.

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Oh no, there's a difference but you have to be a biologist to figure it out.

And if you're a famous lesbian tennis player and try to point out the differences, you get cancelled.

One of the only women's sports worth watching is women's tennis. And watching them shout down Martina Navratilova is insane.