We just joined Samaritan this month. I could no longer justify spending $2,200 per month for my family to have traditional healthcare. This year, with insurance, we paid just north of $31K between premiums and out-of-pocket expenses. Crazy.
Even with the things that are not covered by Samaritan, we would have paid just north of $7500 this year with them vs. traditional insurance.
We have a son who has CP, and we know that his expenses for that will not be covered. Fortunately, just about everything we would need for him, has already been done. He is very high functioning. That being said he might need one or two more surgeries. But where we get them done, does work for international and cash only patients all the time, and give major discounts.
Before we moved, I called every doctor, facility, etc. we used in the past year. Every location gave us at minimum a 20% cash discount, the highest being over 40%. There is a doc near us that is a GP, will do all of your annual testing/blood work for a flat fee every year. Then on top of that, will charge you no more than $200 over that price for anything else you need.
We are looking forward to the experience.