Is it too late to get renters insurance?

1,321 Views | 21 Replies | Last: 18 yr ago by Reloadags1998
Dad
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11:20a, 9/21/05
AG
Yes, I'm stupid and I don't have any.
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Ag_B_10
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11:21a, 9/21/05
AG
I second this question, I too am stupid and don't have any. We were actually starting to look into it, and now this damn hurricane is coming our way.
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Chasing Trail
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11:22a, 9/21/05
AG
Yes, it's too late before the storm hits.
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Mameluke
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11:23a, 9/21/05
AG
i'm guessing its too late.
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txdragonfly
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11:23a, 9/21/05
AG
You are SOL. Most companies have a 30-day activation requirement from the time a policy is issued to the time it takes effect.
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Dad
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11:23a, 9/21/05
AG
I'm gonna go to Geico.com and see if I can add it.

I've been with them on my vehicles for years so maybe they might be nice and hook me up.
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yikes_
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11:26a, 9/21/05
how stupid do you think insurance companies are? they're going to add you knowing they'll have to shell out millions for you?
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Mameluke
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11:28a, 9/21/05
AG
insurances are in the business of making money, not helping people. no way will you be getting any renters insurance 2 days before a hurricane.
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Dad
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11:28a, 9/21/05
AG
Renters insurance coverage through Geico actually starts the next day at 12:01 a.m. if you buy it, but because of the storm you get this message.

QUOTES ARE TEMPORARILY SUSPENDED DUE TO AREA RESTRICTION
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Thriller
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11:32a, 9/21/05
AG
All insurance companied shut down new policies and /or changes to existing policies when a storm is approaching.

Sorry.
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howdydamnit04
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11:32a, 9/21/05
AG
Yeah I used to work for Farmers and as soon as a potential hurricane was spotted an immediate restriction was placed on writing new policies and upgrading current policies.
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Thriller
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11:32a, 9/21/05
AG
I'm an agent and I was shut down yesterday at 9 am.
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Lutefisk
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11:35a, 9/21/05
wow...am sadly surprised at how many don't have it, especially after Katrina.

1. keep you fingers crossed.
2. get you **** together after the storm.
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Dad
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11:36a, 9/21/05
AG
I'll be okay. It's just a bunch of crap anyway.
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Reloadags1998
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6:20p, 9/21/05
AG
Where are you? Seriously? I've been writing renters policies in Montgomery COunty all day.
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BTHOB4T12
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6:24p, 9/21/05
Wow, at least we aren't the only ones!

But we're probably the only ones in Galveston without it.
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Michael Irving&Bob Davies
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6:30p, 9/21/05
Renters Ins doesn't cover flood damage anyway, does it?
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Reloadags1998
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6:49p, 9/21/05
AG
Nope, but most people will have wind damage in a hurricane and not flooding.
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Michael Irving&Bob Davies
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6:58p, 9/21/05
Wind damage to a rental unit would seem to be mainly a problem for the property owner, and not the renter. It is obviously still good to have in case of burglary/fire/etc, though.
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Reloadags1998
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7:01p, 9/21/05
AG
Winddamage can allow water to enter from rain thus damaging your property. Don't forget tornados too.
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Bonfired
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7:05p, 9/21/05
AG
I got some renter's insurance back in June and I am damned glad I did right now...I hope it's a moot point, but I figure Sugar Land is going to take a pretty good shot from this one.
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Reloadags1998
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8:14p, 9/21/05
AG
quote:
but I figure Sugar Land is going to take a pretty good shot from this one.


I would bet you are right. Good planning.
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Reloadags1998
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8:14p, 9/21/05
AG
quote:
but I figure Sugar Land is going to take a pretty good shot from this one.


I would bet you are right. Good planning.
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