On campus vs off campus is a personal decision. I never lived on campus and made plenty of friends. It's all about the effort you put into meeting people.
As far as your three choices, you may want to do a little more digging. I made the mistake of living in a really nice/expensive apartment complex for two years and really regret it. It was a ton of fun, but I blew a lot of money on an overpriced place. Plus, I can't tell you how many times I came out in the morning to find that some drunk had crashed into a car in the parking lot or hit a building. Sucked having to worry about some idiot plowing into my nice new truck in the parking lot. My senior year I found a cheap duplex and it was great. $550/month for a 2 bed/2 bath place kicked ass. Bigger rooms, private parking, and you didn't have to worry about people all around you making noise (just one side).
A friend's little brother is '10 and he lived in Traditions his freshman year. He liked it, but said that it was waaay to expensive for what he got and the amount of time he spent in his place. My buddy wound up buying a house a block from campus and is renting it to his brother and two friends. They said it's infinitely better because you're truly on your own.
Depending on your financial situation, you may look at buying a house. As long as you can keep the other two rooms rented, you'll barely pay anything a month AND you'll be able to sell it when you graduate. Say you buy a $120K house (easy to find), figure your note will be ~$1,000 a month (including taxes and insurance). You should be able to rent out two rooms for $600 total so you'd only be paying $400/month plus bills (which would be split 3 ways). In four or five years the house would be worth more AND you'd have decent equity in it.
[This message has been edited by Emeril (edited 11/30/2007 9:39a).]