This is more of a rambling post but I know there are multiple financial advisors on this board. I current largely self manage our accounts with a handful of our funds at Vanguard PAS. However, that service is good to a certain level but is not covering our current issue.
My wife and I are at a level of disagreement on spending vs. saving and I'm looking for someone to help build a more comprehensive financial plan based on our current assets. My wife has a few potential liquidity events which she accounts in our net worth which I do not. I think the simple answer is we need a referee in building the financial plan as we could use an independent person to help build out the plan.
I'm not overly interested at this point in time for an investment manager (I prefer to keep my accounts and not move them to RIA to manage) but open to starting a relationship with a RIA. However, given our asset base and age, the fees are concerning, so looking at an alternative fee structure in the interim. I'm not asking someone to work for free, I'm happy to pay well for a good service, but looking at a conversation.
I would also look for this person to step in and manage the assets if something unfortunately happened to me.
I'm open to any guidance or feedback from advisors on here.
My wife and I are at a level of disagreement on spending vs. saving and I'm looking for someone to help build a more comprehensive financial plan based on our current assets. My wife has a few potential liquidity events which she accounts in our net worth which I do not. I think the simple answer is we need a referee in building the financial plan as we could use an independent person to help build out the plan.
I'm not overly interested at this point in time for an investment manager (I prefer to keep my accounts and not move them to RIA to manage) but open to starting a relationship with a RIA. However, given our asset base and age, the fees are concerning, so looking at an alternative fee structure in the interim. I'm not asking someone to work for free, I'm happy to pay well for a good service, but looking at a conversation.
I would also look for this person to step in and manage the assets if something unfortunately happened to me.
I'm open to any guidance or feedback from advisors on here.