Question for those much more knowledgeable than me:
My work offers a HDHP, which I'm on with my family. I signed up for a HSA account, but only to find out my work does not have a cafeteria plan, so I can't contribute pre-tax - I have not made any contributions to it.
My wife then started a FSA account where she can contribute pre-tax from her work (her work doesn't contribute to her FSA, either).
I'd rather be able to use the HSA, but not sure how the best way to achieve it is. I also feel like I'm missing something here about her FSA account. My HR department is worthless with everything, so no sense asking them.
Can someone perhaps clear the air for me or have an idea about what to do best?
My work offers a HDHP, which I'm on with my family. I signed up for a HSA account, but only to find out my work does not have a cafeteria plan, so I can't contribute pre-tax - I have not made any contributions to it.
My wife then started a FSA account where she can contribute pre-tax from her work (her work doesn't contribute to her FSA, either).
I'd rather be able to use the HSA, but not sure how the best way to achieve it is. I also feel like I'm missing something here about her FSA account. My HR department is worthless with everything, so no sense asking them.
Can someone perhaps clear the air for me or have an idea about what to do best?