My wife and I are in a position where her ESPP shares are finally in a qualifying position and as such I'm planning to sell a good chunk of it to diversity our holdings. Through Vanguard she currently has a Roth IRA and I have a Roth IRA, a traditional IRA from a 401k rollover, and a traditional brokerage that I opened while in college. We already max out the Roth IRAs each year.
My question is when we sell her ESPP shares, does it make more sense to open her an individual brokerage account or open a joint brokerage account and move my current brokerage assets to the joint account?
My question is when we sell her ESPP shares, does it make more sense to open her an individual brokerage account or open a joint brokerage account and move my current brokerage assets to the joint account?