Have been a MVC owner for 18 plus years. We've really taken advantage of our purchase, but you have to really play the system. If you just use the week purchased at home resort or trade for another, it probably isn't worth the $$ spent (just paying upfront).
We purchased a 2BR with a lockout feature which if we put it in the Interval system we could get two weeks for a week. That has really been a benefit. Also we purchased the highest rate week which means it is very easy to trade. Less desirable weeks don't trade out as well (sales person really helped when we did our purchase).
We finally switched to points this year, but have the option of switching back. We actually didn't have to pay the $$ to switch, as Marriott made us an offer we couldn't resist.
When we purchased, the salesman (Naval Aviator/Reserves) helped this old Jarhead out with some great tips for using your week(s).
1. Pick off periods to travel
2. Pick resort that only offers 2BR plus
3. Purchasing a week may be better than using your week or trading your week
We've stayed at Marriott's Ford Colony at Williamsburg, Va., every year at Thanksgiving, always
purchase the week through Interval and stay through Friday after Thanksgiving (cost- less than $400),
but if we made the week run through the weekend after Thanksgiving the cost jumped to $1700 plus.
So we go early and check out early.
We do the same for Disney World/Hilton Head/Myrtle Beach/Branson/New England/Panama City/etc.,
there's slow times and you must take advantage.
4. We use our MVC/Interval membership 6-8 times a year. You have to use it or it is not worth the purchase
cost, plus maintenance fees, plus trade fees. Resale ????? Ha! Ha! Daughter in law purchased
DisneyVC for half the price Disney was offering, but sales had to be cleared by Disney, which it was.
5. I would not pay the purchase price today for some of the exclusive resorts, just not worth it. Can purchase
a week for the cost of the yearly maintenance fee.
6. Stick with the likes of Marriott, Sheraton, Hilton, Hyatt as customer satisfaction is much, much higher.