I look at pics of the sun and get sunburned. It is sort of like that movie where the Medusa head will turn everyone into stone if they look at her. I simply start getting dressed to go outside and immediately start turning red. Sadly, I'm only partially joking.
I've been using the Neutragena product that is pictured on here for a number of years. The Coppertone Sport also gets good marks. I haven't done so this year, but I usually research sunscreen products each year in case something changes or something new is out.
As far as Banana Boat goes, I wouldn't touch their sun screen but their aloe vera cream is pretty good. I used to have a big bottle of it with a pump dispenser going and I'd use it every time I got near a light bulb. Seriously, every time I went out in the sun for any length of time.
Funny story: went with my church youth group to Daytona Beach in the early '80s. Obviously, got roasted, but we got an aloe vera cream that I had never seen before. They weren't out or maybe just not popular in Texas at the time, so this was the first time I'd ever used it. I used half the bottle of that cream that week. So I get back and I'm sacking groceries a few months later. I'm taking groceries for a lady with a small kid out to her car and she asked me where I got my tan for someone with such fair skin! No one had ever accused me of having a tan before! Using the cream, I believe, had helped me retain some skin color from the summer. She was interested because her son had my same complexion and hair color. I told her the Florida story but to keep him out of the sun as much as possible.