Background: Wife and I both worked for large companies, but I switched jobs about 1.5 years ago to another large company.
We used my old employer's high deductible while I was there and it was the most cost effective except one year when we had a couple of ER trips and an unexpected surgery. Dental was similar and the vision was actually useful.
I assumed that my gig had the better benefits package, but we have not crossed shopped the companies policies in years.
I think they are going to be close and mine is likely better, but I really have no clue on how to actually cross shop all the numbers that the govt. has thrown into the mix.
Between deductibles, employer contributions to HSA, vision, dental and such I am not looking forward to this and do not know if there was an easy way to filter through the information when I get it all in.
Thank in advance.
We used my old employer's high deductible while I was there and it was the most cost effective except one year when we had a couple of ER trips and an unexpected surgery. Dental was similar and the vision was actually useful.
I assumed that my gig had the better benefits package, but we have not crossed shopped the companies policies in years.
I think they are going to be close and mine is likely better, but I really have no clue on how to actually cross shop all the numbers that the govt. has thrown into the mix.
Between deductibles, employer contributions to HSA, vision, dental and such I am not looking forward to this and do not know if there was an easy way to filter through the information when I get it all in.
Thank in advance.